Overview
Status
Active
Registry date
2001-11-13
Share capital
51,000.00 PLN
Registered address
Wolska 11A, 20-411 Lublin, Poland
Electronic delivery address
AE:PL-78972-19449-ISHJG-29
Financials
Revenue history (in k)
Filing timeliness
1 of 6 financial statements was filed late (for 2021, 76 days late).
- 202508/07/2026
- 202412/07/2025
- 202309/07/2024
- 202227/06/2023
- 202129/09/2022
- 202030/09/2021
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 64.89kMedianUSD 105.79kAverageUSD 1.26m
Net profit
This companyUSD 1.47kMedianUSD 5.79kAverageUSD 141.94k
Operating costs
This companyUSD 63.26kMedianUSD 86.35kAverageUSD 1.04m
Assets
This companyUSD 27.73kMedianUSD 52.17kAverageUSD 1.10m
Industry
Authorized Representatives
Marian Andrzej Grenda – President of the Management Board
Krystyna Grenda – Attorney-in-fact
Manner of representation
Each member of the management board is entitled to make declarations of will on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Krystyna Grendaage 61 | 51 | $6,888.17 | 50% |
Marian Andrzej Grendaage 65 | 51 | $6,888.17 | 50% |
Krystyna Grenda and Marian Andrzej Grenda hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
5 public aid cases recorded, with a total value of $3,677.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $559$559 | Prezes Zakładu Ubezpieczeń Społecznych | |
| May 30, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $559$559 | Prezes Zakładu Ubezpieczeń Społecznych | |
| May 26, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | Prezydent Miasta Lublin |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Insurance broker | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| PAGsp. z o.o. | $4,649,330.81 | pagsa.pl | ||
| Hurtownia Ubezpieczeń Spółka z Ogrniczoną Odpwiedzialnościąsp. z o.o. | $296,018.72 | ubezpieczhurtowo.pl | ||
| GIK Ubezpieczeniasp. z o.o. | $251,483.00 | gik-ubezpieczenia.pl | ||
| MBU Karkosik Brokerssp. z o.o. | $64,289.30 | mbu.com.pl | ||
| Anasiewicz Ubezpieczeniasp. z o.o. | $54,438.07 | anasiewicz.pl | ||
| SG Brokersp. z o.o. | $43,118.12 | sgbroker.pl | ||
| Bezpiecznypszczelarz.Plsp. z o.o. | $3,636.30 | bezpiecznypszczelarz.pl | ||
| Educat Servicessp. z o.o. | $1,648.17 | educat.study | ||
| Ubezpieczeniowi Sadowskasp. j. | – | ubezpieczeniowi.com.pl | ||
| Nord Ubezpieczeniasp. z o.o. | – | nord-capital.pl |
Change history
| Date | Event | |
|---|---|---|
| 2014-06-30 | Address change (Unicka 4, 20-950, Lublin → Wolska 11a, 20-411, Lublin) | |
| 2003-09-30 | Address change (Brzoskwiniowa 1, 20-142, Lublin → Unicka 4, 20-950, Lublin) | |
| 2001-11-13 | Entered in the register |
FAQ
The main business activity of Pactum focuses on activities of insurance agents and brokers.
The company was registered in the Polish National Court Register (KRS) on November 13, 2001.
The headquarters is located at: Wolska 11A, 20-411 Lublin.
The share capital of the company is PLN 51,000 (approx. $13,776).
The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.
The company reported a revenue of $59,286 in 2024, which is a decrease of 3.9% compared to 2023.
Yes, the company recorded a net profit of $396 in 2024.
The largest operating cost category falls under employee remuneration. This category amounted to $32,193 in 2024, representing 55% of all operating expenses.
Last updated: 2026-10-07