What is the main business of Inicjatywa Mikro?

The main business activity of Inicjatywa Mikro focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on April 4, 2002.

Where is the headquarters located?

The headquarters is located at: ul. Emaus 5, 30-201 Kraków.

What is the share capital?

The share capital of the company is PLN 5,256,500 (approx. $1.4 million).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What revenue was generated?

The company reported a revenue of $27,863 in 2024, which is a decrease of 43.2% compared to 2023.

Is the company profitable?

No, in 2024 the company was not profitable, reporting a net loss of $121,707. For comparison, in 2023 the loss was $200,026, meaning the company reduced its loss by 42.2%.

What is the largest operating cost?

The largest operating cost category falls under employee remuneration. This category amounted to $121,110 in 2024, representing 71% of all operating expenses.

Inicjatywa Mikrosp. z o.o. in liquidation

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-04-04

Share capital

5,256,500.00 PLN

Activity description

Inicjatywa Mikro offers loans to grow a business or start one, including for entrepreneurs whose needs do not fit bank standards. The company has a customer service office and a telephone helpline.

Registered address

ul. Emaus 5, 30-201 Kraków, Poland

Website

inicjatywamikro.pl

Phone

Electronic delivery address

AE:PL-31126-89462-EICBU-15

Financials

Revenue history (in k)

Filing timeliness

1 of 6 financial statements was filed late (for 2021, 19 days late).

202514/07/2026
202408/07/2025
202307/05/2024
202212/07/2023
202103/08/2022
202008/07/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 13.53kMedianUSD 112.58kAverageUSD 4.09m

Net profit

This companyUSD -47.33kMedianUSD 6.17kAverageUSD 9.04k

Operating costs

This companyUSD 59.96kMedianUSD 44.63kAverageUSD 3.02m

Assets

This companyUSD 85.97kMedianUSD 372.46kAverageUSD 27.12m

Industry

Trademarks

Inicjatywa Mikro currently holds no active trademarks with the Polish Patent Office. 1 mark has expired or was not registered. The first mark was filed in 2008.

Mark	Number	Classes	Status	Protected until
Opportunity Poland	Z.344892	35, 36	Proceedings discontinued	–

Mark	Protected until
Opportunity Poland	–

Authorized Representatives

Magdalena Danuta Berska – Liquidator

Supervisory board

Wojciech Doliwa Zieliński – Supervisory Board Member

Izabela Teresa Norek – Supervisory Board Member

Michał Radziwiłł – Supervisory Board Member

Ownership

Owner	Shares	Share value	Stake
Rossara sp. z o.o.	52,565	$1,419,908.16	100%

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1996-03-01.

BNP Paribas Bank Polska
77 1600 1039 0002 0035 0545 6150
BNP Paribas Bank Polska
56 1600 1039 0002 0031 7132 3150

Debt

No entries in the National Debtors Register (KRZ).

MSiG notices

Publication date	Event
Jul 13, 2023	Call to creditors

Public aid

4 public aid cases recorded, with a total value of $8,245.

Grant date	Purpose	Gross amount	Granting body
Jun 4, 2019	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$2,779$2,779	Prezydent Miasta Kraków
May 24, 2018	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$1,129$1,129	Prezydent Miasta Kraków
May 24, 2018	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$671$671	Prezydent Miasta Kraków

Competitors

Name	Revenue	Website
EurocentS.A.	$59,671.55	eurocent.pl
Bankowość Firmowa.Plsp. z o.o.	$44,967.86	bankowoscfirmowa.pl
Bonuscardsp. z o.o.	$39,641.92	bonuscard.pl
Finfaktsp. z o.o.	$36,741.44	finfakt.pl
Speed Moneysp. z o.o.	$35,524.30	speedmoney.pl
Refini.Plsp. z o.o.	$30,678.64	refini.pl
Simple Financesp. z o.o.	$19,062.89	simplefinance.pl
Polfaktorsp. z o.o.	$15,067.81	polfaktor.pl
Velmondsp. z o.o.	$15,062.09	velmond.eu
Centimosp. z o.o.	$14,966.58	centimo.pl

Change history

Date	Event
2023-07-12	Name change (Inicjatywa Mikro → Inicjatywa Mikro Spółka Z Ograniczoną Odpowiedzialnością W Likwidacji)
2023-06-12	Liquidation opened
2018-06-21	Address change (Krasińskiego 11 A, 31-111, Kraków → Ul. Emaus 5, 30-201, Kraków)
2003-11-24	Share capital increase (4,946,300.00 PLN → 5,256,500.00 PLN)
2002-04-04	Entered in the register

FAQ

Last updated: 2026-10-07