Overview
Kruk is a debt collection company that provides advice and solutions for individuals in debt. They assist clients in managing their debts and offer tools such as a household budget calculator to help control financial situations.
Financials
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Stock quotes
- Open
- PLN 369.60
- High
- PLN 371.60
- Low
- PLN 363.60
- Volume
- 71.33K
- Avg. vol.
- 43.93K
- Market cap
- PLN 7.16B
- P/E ratio
- 6.72
- EPS
- PLN 54.56
- Shares outstanding
- 19.54M
- 52-week
- PLN 363.60 – 395.40
- Dividend yield
- 5.46%
- Dividend
- PLN 20.00
- Ex dividend date
- May 29, 2026
- ISIN
- PLKRK0000010
- Exchange
- GPW Main Market
Quarterly results
| Period | Revenue | EBIT | Net profit |
|---|---|---|---|
| Q2 2026 | USD 184.84m | USD 108.25m | USD 78.96m |
| Q1 2026 | USD 181.70m | USD 103.86m | USD 70.85m |
| Q4 2025 | USD 165.76m | USD 90.11m | USD 52.33m |
| Q3 2025 | USD 162.22m | USD 104.19m | USD 73.48m |
Results for Q3 2026:Oct 27, 2026
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
KRUK published results for the first half of 2026
KRUK Group estimates net profit for the first half of 2026
KRUK publishes information on repayments and expenditures...
KRUK shareholders decided on the payment of...
262 million PLN net profit for the first quarter of 2026
KRUK publishes information on repayments and expenditures in Q1 2026 and plans to pay approx. 390 million PLN dividend
Industry
Bank accounts
Was a VAT taxpayer from 2002-01-01 to 2023-01-31. Removed from VAT register
Reason for removal: Art. 96 ust. 7ba (deregistration of a VAT group member upon VAT group registration)
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| May 12, 2011 | Commercial Companies Code notice | |
| Jan 8, 2010 | Call to creditors |
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Dec 1, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $3,176 | DGA S.A. | |
| Feb 7, 2019 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $9,450 | Prezydent Miasta Konin |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Consumer credit intermediary | Active | ||
| BDO register entry | Active |
Authorized Representatives
Manner of representation
Authorised to submit declarations of will on behalf of the company and to represent it will be two members of the management board acting jointly, or one member of the management board acting jointly with a commercial proxy.
Supervisory board
Beneficial owners
No beneficial owners recorded for the company Kruk.
Subsidiaries
| Name | Share value | Stake | |
|---|---|---|---|
| 15,620,340.36 USD | 100% | ||
Wonga.Plsp. z o.o. | 8,680,996.76 USD | 100% | |
Zielony Areałsp. z o.o. | 463,263.10 USD | 100% |
Capital group
| Name | Ownership |
|---|---|
SeCapital S.a | 1% |
| 1% | |
| 100% |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Efficentersp. z o.o. | $3,137,371.18 | efficenter.pl | |
| Pretoriussp. z o.o. | $1,661,716.67 | pretorius.pl | |
| Soltumsp. z o.o. | $923,377.59 | soltum.pl | |
| Grupa Kapitałowa Południe-Zachódsp. z o.o. | $867,519.42 | pz.com.pl | |
| AIF Kancelariasp. z o.o. | $449,369.88 | aif.com.pl | |
| Agurosp. z o.o. | $240,142.82 | aguro.pl | |
| M-Windykacjasp. z o.o. | $234,759.00 | m-windykacja.pl | |
| Adviserssp. z o.o. | $214,752.39 | advisers.com.pl | |
| Collect HouseS.A. | $53,362.51 | collect-house.pl | |
| Versus Wojdas, Kluzsp. j. | $4,586.14 | versus24.pl |
Change history
| Date | Event |
|---|---|
| 2026-04-27 | Share capital change (19,492,338.00 PLN → 19,543,390.00 PLN) |
| 2025-12-10 | Share capital change (19,402,913.00 PLN → 19,492,338.00 PLN) |
| 2025-06-25 | Share capital change (19,396,218.00 PLN → 19,402,913.00 PLN) |
| 2025-03-31 | Address change (Ul. Wołowska 8, 51-116, Wrocław → Ul. Bolkowska 3, 53-612, Wrocław) |
| 2025-03-31 | Share capital change (19,381,668.00 PLN → 19,396,218.00 PLN) |
FAQ
Last updated: 2026-06-03