KrukS.A.

Activities of collection agencies and credit bureaus

KRS: NIP: REGON:

Overview

Status
Active
Registry date
2005-09-07
Share capital
19 543 390,00 PLN
Activity description

Kruk is a debt collection company that provides advice and solutions for individuals in debt. They assist clients in managing their debts and offer tools such as a household budget calculator to help control financial situations.

Registered address
ul. Bolkowska 3, 53-612 Wrocław, Poland
Website
kruk.euWebsite inactive
Electronic delivery address
AE:PL-42503-63299-IUDFT-14

Financials

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Stock quotes

PLN 366.40
-3.10 (-0.84%)
364.00366.00368.00370.00372.00366.4010:0012:0014:0016:00
Open
PLN 369.60
High
PLN 371.60
Low
PLN 363.60
Volume
71.33K
Avg. vol.
43.93K
Market cap
PLN 7.16B
P/E ratio
6.72
EPS
PLN 54.56
Shares outstanding
19.54M
52-week
PLN 363.60 – 395.40
Dividend yield
5.46%
Dividend
PLN 20.00
Ex dividend date
May 29, 2026
Exchange
GPW Main Market

Quarterly results

PeriodRevenueEBITNet profit
Q2 2026USD 184.84mUSD 108.25mUSD 78.96m
Q1 2026USD 181.70mUSD 103.86mUSD 70.85m
Q4 2025USD 165.76mUSD 90.11mUSD 52.33m
Q3 2025USD 162.22mUSD 104.19mUSD 73.48m

Results for Q3 2026:Oct 27, 2026

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue
This companyUSD 815.35mMedianUSD 51.76kAverageUSD 4.12m
Net profit
This companyUSD 272.48mMedianUSD 743.86AverageUSD 1.23m
Operating costs
This companyUSD 405.04mMedianUSD 43.88kAverageUSD 2.09m
Assets
This companyUSD 3.27bnMedianUSD 106.66kAverageUSD 15.08m

Bank accounts

Was a VAT taxpayer from 2002-01-01 to 2023-01-31. Removed from VAT register

Reason for removal: Art. 96 ust. 7ba (deregistration of a VAT group member upon VAT group registration)

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

MSiG notices

Publication dateEvent
May 12, 2011Commercial Companies Code notice
Jan 8, 2010Call to creditors

Public aid

Grant datePurposeGross amountGranting body
Dec 1, 2021
De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)
$3,176DGA S.A.
Feb 7, 2019
De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)
$9,450Prezydent Miasta Konin

Tenders

No recorded participation in tenders.

Regulatory authorisations

AuthorityTypeStatus
KNF
Consumer credit intermediary Active
BDO
BDO register entry Active

Authorized Representatives

Adam Łodygowski — Management Board Member
Piotr Kowalewski — Management Board Member
Piotr Wojciech Krupa — President of the Management Board
Michał Zasępa — Management Board Member
Urszula Okarma — Management Board Member

Manner of representation

Authorised to submit declarations of will on behalf of the company and to represent it will be two members of the management board acting jointly, or one member of the management board acting jointly with a commercial proxy.

Supervisory board

Rafał Andrzej Mikusiński — Supervisory Board Member
Dominika Natalia Bettman — Supervisory Board Member
Krzysztof Bogumił Kawalec — Supervisory Board Member
Ewa Radkowska Świętoń — Supervisory Board Member
Piotr Henryk Stępniak — Supervisory Board Member

Beneficial owners

No beneficial owners recorded for the company Kruk.

Subsidiaries

NameShare valueStake
15,620,340.36 USD100%
Wonga.Plsp. z o.o.
8,680,996.76 USD100%
Zielony Areałsp. z o.o.
463,263.10 USD100%

Capital group

Competitors

NameRevenueWebsite
Efficentersp. z o.o.$3,137,371.18efficenter.pl
Pretoriussp. z o.o.$1,661,716.67pretorius.pl
Soltumsp. z o.o.$923,377.59soltum.pl
Grupa Kapitałowa Południe-Zachódsp. z o.o.$867,519.42pz.com.pl
AIF Kancelariasp. z o.o.$449,369.88aif.com.pl
Agurosp. z o.o.$240,142.82aguro.pl
M-Windykacjasp. z o.o.$234,759.00m-windykacja.pl
Adviserssp. z o.o.$214,752.39advisers.com.pl
Collect HouseS.A.$53,362.51collect-house.pl
Versus Wojdas, Kluzsp. j.$4,586.14versus24.pl

Change history

DateEvent
2026-04-27Share capital change (19,492,338.00 PLN → 19,543,390.00 PLN)
2025-12-10Share capital change (19,402,913.00 PLN → 19,492,338.00 PLN)
2025-06-25Share capital change (19,396,218.00 PLN → 19,402,913.00 PLN)
2025-03-31Address change (Ul. Wołowska 8, 51-116, Wrocław → Ul. Bolkowska 3, 53-612, Wrocław)
2025-03-31Share capital change (19,381,668.00 PLN → 19,396,218.00 PLN)

FAQ

Last updated: 2026-06-03