When was the company founded?

The company was registered in the Polish National Court Register (KRS) on May 30, 2008.

Where is the headquarters located?

The headquarters is located at: Sabały 29, 31-479 Kraków.

Who is on the management board?

The management board consists of: Grażyna Barbara Maciejewska (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 50,000 (approx. $13,506).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

What was the revenue?

The company reported a revenue of $4,737 in 2025, which is a decrease of 81.3% compared to 2024.

No, in 2025 the company was not profitable, reporting a net loss of $10,276.

Creditorsp. z o.o.

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2008-05-30

Share capital

50,000.00 PLN

Activity description

Creditor is a company that specializes in debt restructuring for indebted companies and provides credit services in Kraków. It also offers debt collection services and deals with real estate investments and receivables.

Registered address

Sabały 29, 31-479 Kraków, Poland

Website

cred.pl

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 149 days early.

202527/01/2026
202404/03/2025
202329/04/2024
202211/02/2023
202103/03/2022
202002/03/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.

Industry · Realization of building projects related to erection of buildings11,618 / 15,058

Top 77%

Division · Construction of buildings22,043 / 27,295

Top 81%

Sector · Construction24,943 / 30,480

Top 82%

City · Kraków14,289 / 16,209

Top 88%

Voivodeship · Małopolskie24,984 / 27,820

Top 90%

Country · Poland268,122 / 297,873

Top 90%

Results vs industry

Revenue

This companyUSD 4.74kMedianUSD 139.58kAverageUSD 1.43m

Net profit

This companyUSD -10.28kMedianUSD 273.74AverageUSD 142.63k

Operating costs

This companyUSD 15.01kMedianUSD 105.83kAverageUSD 1.16m

Assets

This companyUSD 5.30kMedianUSD 497.26kAverageUSD 3.93m

Industry

Authorized Representatives

Grażyna Barbara Maciejewska – President of the Management Board

Jacek Janusz Terczyński – Attorney-in-fact (sole)

Manner of representation

1. In the case of a one-person management board, the company is represented by the President of the Management Board. 2. In the case of a multi-member management board, each member of the management board is authorised to represent the company individually and independently.

Ownership

Owner	Shares	Share value	Stake
Rafał Zygmunt Babulaage 40	2	$2,701.24	20%
Jacek Janusz Terczyńskiage 61	8	$10,804.97	80%

Beneficial owners

Person	Rights

Subsidiaries

	Name	Share value	Stake
	Epotissp. z o.o.	32,279.85 USD	99.5833%
	Sequoia Managment & Consultingsp. z o.o.	13,506.21 USD	100%

Bank accounts

Registered as a VAT taxpayer on 2008-04-22.

Nest Bank
04 2530 0008 2097 1071 1720 0001

Debt

No entries in the National Debtors Register (KRZ).

Public aid

Grant date	Purpose	Gross amount	Granting body
May 29, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$1,282$1,282	Prezydent Miasta Kraków

Competitors

	Name	Revenue	Website
	TMBS.A.	$40,534.73	codexline.com
	Budostal - 2S.A.	$3,009.07	miroslawszaraniec.pl

Change history

Date	Event
2011-03-31	Address change (Widna 13a, 31-464, Kraków → Sabały 29, 31-479, Kraków)
2008-05-30	Entered in the register

FAQ

Last updated: 2026-04-15