Overview
Erste Finanse (Erste Leasing, formerly Santander Leasing) offers leasing, loans, used-leasing equipment and services for individual and business customers. The company operates portals for new and used cars, as well as used trailers, machinery and motorcycles, and provides the eBOK24 customer portal, online payments and one-time qualified electronic signatures.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2009-03-01. Active
08 1090 1854 0000 0001 1081 5896- 28 1090 1854 0000 0001 4697 5972
74 1910 1123 2200 4310 2141 0005
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Sopockie Towarzystwo Ubezpieczeń ERGO Hestia Spółka Akcyjna | Active | |
| KNF | Insurance agent of Towarzystwo Ubezpieczeń na Życie Cardif Polska Spółka Akcyjna | Active | |
| KNF | Insurance agent of CARDIF - ASSURANCES RISQUES DIVERS SPÓŁKA AKCYJNA ODDZIAŁ W POLSCE | Active |
Authorized Representatives
Manner of representation
The following are authorized to make declarations of will on behalf of the company: the President of the Management Board independently; two members of the management board acting jointly; a member of the management board acting jointly with a commercial proxy.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 32,660 | $441,112.91 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Tomasz Jader (56)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Krzysztof Dariusz Kowalewski (52) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Subsidiaries
| Name | Share value | Stake | |
|---|---|---|---|
Erste F24S.A. | 2,701,242.57 USD | 100% | |
Erste Factoringsp. z o.o. | 13,506.21 USD | 100% |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| PhinanceS.A. | $73,390,269.72 | phinance.pl | |
| Plus Ratysp. z o.o. | $3,130,629.55 | plusraty.pl | |
| Sprawdź Leasingsp. z o.o. | $1,741,015.19 | sprawdzleasing.pl | |
| Msleasingsp. z o.o. | $981,778.31 | msleasing.com.pl | |
| Firmowe Finansesp. z o.o. | $453,244.43 | firmowefinanse.pl | |
| Ocean Financesp. z o.o. | $316,861.95 | ocean-finance.pl | |
| Unifisp. z o.o. | $276,123.30 | unifi.pl | |
| Investleansp. z o.o. | $220,525.97 | investlean.pl | |
| BE Financesp. z o.o. | $158,753.99 | befinance.pl | |
| Domiauto.Plsp. z o.o. | $12,558.67 | domiauto.pl |
Change history
| Date | Event |
|---|---|
| 2026-04-24 | Name change (Santander Finanse → Erste Finanse) |
| 2019-10-15 | Share capital change (1,630,000.00 PLN → 1,633,000.00 PLN) |
| 2018-09-07 | Name change (Bz Wbk Finanse → Santander Finanse) |
| 2018-01-12 | Share capital change (1,165,000.00 PLN → 1,630,000.00 PLN) |
| 2016-11-24 | Address change (Chlebowa 4/8, 61-003, Poznań → Ul. Kolorowa 8, 60-198, Poznań) |
FAQ
Last updated: 2026-05-06