Overview
Status
Active
Registry date
2011-10-18
Share capital
2 500 000,00 PLN
Registered address
Krasińskiego 29/9, 40-019 Katowice, Poland
Electronic delivery address
AE:PL-63345-73768-IRABU-23
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 643.11kMedianUSD 79.86kAverageUSD 1.46m
Net profit
This companyUSD 551.36kMedianUSD 3.01kAverageUSD 171.98k
Operating costs
This companyUSD 59.52kMedianUSD 31.10kAverageUSD 573.91k
Assets
This companyUSD 2.38mMedianUSD 307.70kAverageUSD 8.84m
Industry
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Lending institution | Active |
Authorized Representatives
Patryk Mateusz Szczabel — President of the Management Board
Manner of representation
All members of the management board, each independently, are authorized to conduct the affairs of the company, represent it, submit all declarations of will, and sign agreements on behalf of the company.
Supervisory board
Małgorzata Bańcerek — Supervisory Board Member
Łukasz Bezkorowajny — Supervisory Board Member
Maciej Kubik — Supervisory Board Member
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Arkadia Fundacja Rodzinna w Organizacji | 25,000 | $675,310.64 | 100% |
Beneficial owners
| Person | Rights | |
|---|---|---|
Patryk Mateusz Szczabel (37) | Udziałowiec spółki będącej wspólnikiem |
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
FNHsp. z o.o. | 20,259.32 USD | 75% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| WierzycielS.A. | $846,006.97 | wierzycielsa.pl | ||
| Alpha Creditsp. z o.o. | $726,427.14 | alphacredit.pl | ||
| Fundusz Ostojasp. z o.o. | $661,962.72 | funduszostoja.pl | ||
| Kwlm Estatessp. z o.o. | $646,407.45 | kwlm.pl | ||
| RubraS.K.A. | $580,938.59 | rubra.com.pl | ||
| Euros PsfS.A. | $571,416.35 | eurossa.pl | ||
| Plus GotówkaS.A. | $320,091.41 | plus-gotowka.pl | ||
| Epeersp. z o.o. | $239,445.57 | epeer.pl | ||
| Investment & Intermediationsp. z o.o. | $179,984.09 | intermediation.pl | ||
| Finanse Grupa Tauronsp. z o.o. | — | tauron.pl |
Change history
| Date | Event | |
|---|---|---|
| 2023-09-06 | Share capital change (500,000.00 PLN → 2,500,000.00 PLN) | |
| 2023-09-06 | Name change (Z4 → Z4.money) | |
| 2016-11-25 | Share capital change (5,000.00 PLN → 500,000.00 PLN) | |
| 2016-11-25 | PKD change (Removed: 64.19.Z, 64.91.Z, 66.21.Z, 73.11.Z, 77.21.Z, 82.20.Z, 82.91.Z) | |
| 2014-10-21 | Address change (Al.korfantego 2/-, 40-004, Katowice → Krasińskiego 29/9, 40-019, Katowice) |
FAQ
The main business activity of Z4.Money focuses on other credit granting.
The company was registered in the Polish National Court Register (KRS) on October 18, 2011.
The headquarters is located at: Krasińskiego 29, 40-019 Katowice.
The management board consists of: Patryk Mateusz Szczabel (President of the Management Board).
The share capital of the company is PLN 2,500,000 (approx. $675,311).
The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.
In 2025, the company generated total revenue of $643,109, representing an increase of 0.5% compared to 2024.
Yes, the company recorded a net profit of $551,364 in 2025, meaning the company decreased its profit by 3.7%.
The largest operating cost category falls under other operating costs. This category amounted to $37,419 in 2025, representing 63% of all operating expenses.
Last updated: 2026-07-15