What is the main business of Ubezpieczenia I Finanse?

The main business activity of Ubezpieczenia I Finanse focuses on activities of insurance agents and brokers.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on March 28, 2012.

Where is the headquarters located?

The headquarters is located at: Zakładowa 56, 92-402 Łodź.

What is the share capital?

The share capital of the company is PLN 5,000 (approx. $1,351).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

How much revenue was generated?

In 2025, the company generated total revenue of USD 111,383, representing an increase of 12.2% compared to 2024.

Is the company profitable?

Yes, the company recorded a net profit of USD 10,285 in 2025, meaning the company increased its profit by 34.7%.

Which cost dominates operating expenses?

The largest operating cost category falls under employee remuneration. This category amounted to USD 65,908 in 2025, representing 66% of all operating expenses.

Ubezpieczenia I Finansesp. z o.o.

Activities of insurance agents and brokers

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2012-03-28

Share capital

5,000.00 PLN

Registered address

Zakładowa 56/18a, 92-402 Łodź, Poland

Financials

Revenue history (in k)

Filing timeliness

3 of 6 financial statements were filed late (the longest delay 91 days for 2021).

202508/07/2026
202401/07/2025
202316/07/2024
202220/07/2023
202114/10/2022
202024/09/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 111.38kMedianUSD 105.79kAverageUSD 1.26m

Net profit

This companyUSD 10.29kMedianUSD 5.79kAverageUSD 141.94k

Operating costs

This companyUSD 99.69kMedianUSD 86.35kAverageUSD 1.04m

Assets

This companyUSD 37.83kMedianUSD 52.17kAverageUSD 1.10m

Industry

Authorized Representatives

Grzegorz Andrzej Bernaciak – Attorney-in-fact (joint)

Paula Bernaciak – Attorney-in-fact (sole)

Szymon Piotr Bernaciak – Attorney-in-fact (sole)

Malwina Krzymińska – President

Manner of representation

In the case of a one-person management board, declarations on behalf of the company are made by the member of the management board. In the case of a multi-member management board, joint action by two members of the management board or by one member of the management board jointly with a commercial proxy is required to make declarations on behalf of the company.

Ownership

Owner	Shares	Share value	Stake
Paula Bernaciakage 57	50	–	33.3333%
Szymon Bernaciakage 32	50	$675.31	50%
Others	50	$675.31	50%

Beneficial owners

Person	Rights

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
Kamlexsp. z o.o.	$383,846.87	kamlex.pl
Biuro Brokerów Ubezpieczeniowych Gf Brokersp. z o.o.	$177,147.34	gfbroker.com.pl
Emultipolisasp. z o.o.	$172,955.97	emultipolisa.com.pl
Simplursp. z o.o.	$112,582.82	simplur.pl
MBM Partnerssp. z o.o.	$111,652.57	mbmpartners.pl
Worksmile Brokersp. z o.o.	$111,522.91	worksmile.com
Centrum Finansowe Słowińscysp. z o.o.	$111,145.98	cfslowinscy.pl
Point Financesp. z o.o.	$110,721.79	pointfinance.pl
Magro Ubezpieczeniasp. z o.o.	$85,968.37	ubezpieczenia-magro.pl
DOM Brokerski Polfinancesp. z o.o.	$57,308.09	dbpolfinance.pl

Change history

Date	Event
2019-01-02	PKD change (Added: 66.22.Z)
2012-11-29	Name change (Ubezpieczenia I Finanse Bernaciak → Ubezpieczenia I Finanse)
2012-03-28	Entered in the register

FAQ

Last updated: 2026-10-14