Overview
Certum Spółka Z Ograniczoną Odpowiedzialnością is an insurance brokerage that provides tailored insurance solutions for industries such as manufacturing, construction, and trade services. The company collaborates with over 70 insurers and offers risk management consulting to help businesses assess and secure their unique insurance needs. They also provide diagnostic assessments to evaluate a company's insurance security.
Financials
Revenue history (in k)
Financial insight
- Estonian CIT: Equity (Pasywa A) includes non-zero line items under Art. 28d of the Accounting Act — the filing indicates the lump-sum tax on company income.
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2016-12-24. Active
13 1140 2004 0000 3602 7584 7465
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
10 public aid cases recorded, with a total value of $51,202.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Feb 9, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $4,030$4,030 | Toruńska Agencja Rozwoju Regionalnego S.A. | |
| Jan 19, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $2,277$2,277 | Fundacja Koalicji na Rzecz Polskich Innowacji | |
| May 9, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $4,284$4,284 | Prezydent Miasta Torunia |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance broker | Active | |
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
A member of the management board acting independently is authorized to submit declarations of will on behalf of the company.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Małgorzata Ciarka Rodzyńska (47) | 105 | $2,836.30 | 50% |
Patrycjusz Rodzyński (47) | 105 | $2,836.30 | 50% |
Małgorzata Ciarka Rodzyńska and Patrycjusz Rodzyński hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights | |
|---|---|---|
Małgorzata Ciarka-Rodzyńska (47)  | Shareholder of a limited liability company, 10500.0 PLN | |
Patrycjusz Rodzyński (47) | Shareholder of a limited liability company, 10500.0 PLN |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Brokerzy i Konsultancisp. z o.o. | $651,263.37 | b-i-k.pl | ||
| AZ Brokersp. z o.o. | $607,398.46 | azbroker.pl | ||
| TUR Brokerssp. z o.o. | $403,678.39 | turbrokers.pl | ||
| Centrum Polisasp. z o.o. | $399,218.55 | centrumpolisa.pl | ||
| INT Brokersp. z o.o. | $381,408.70 | intbroker.pl | ||
| Versum Brokersp. z o.o. | $331,276.38 | versumbroker.pl | ||
| DUKsp. z o.o. | $305,475.74 | duk.com.pl | ||
| Expert Brokerssp. z o.o. | $264,907.02 | expertbrokers.pl | ||
| Bizsurance Ubezpieczeniasp. z o.o. | $203,930.30 | bizsurance.eu | ||
| SGC Brokersp. z o.o. | $152,382.23 | sgcbroker.com |
Change history
| Date | Event | |
|---|---|---|
| 2022-05-09 | Address change (Ul. Zbożowa 63/15, 87-100, Toruń → Ul. Grudziądzka 79/19, 87-100, Toruń) | |
| 2019-09-19 | Address change (Ul. Bukowa 27, 87-100, Toruń → Ul. Zbożowa 63/15, 87-100, Toruń) | |
| 2018-09-10 | PKD change (Removed: 46; Added: 66.22.Z) | |
| 2017-11-09 | Share capital change (20,000.00 PLN → 21,000.00 PLN) | |
| 2016-05-04 | Address change (Goździkowa 2, 87-100, Toruń → Ul. Bukowa 27, 87-100, Toruń) |
FAQ
Last updated: 2026-04-09