Overview
Status
Active
Registry date
2015-01-20
Share capital
1 200 000,00 PLN
Registered address
ul. Bartosza Głowackiego 40A, 07-410 Ostrołęka, Poland
Website
konkretsc.plWebsite active
Email
Email warning
Electronic delivery address
AE:PL-76573-53424-GEGFS-24
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 213.76kMedianUSD 51.76kAverageUSD 4.12m
Net profit
This companyUSD -99.55kMedianUSD 789.06AverageUSD 1.23m
Operating costs
This companyUSD 311.15kMedianUSD 43.88kAverageUSD 2.09m
Assets
This companyUSD 182.47kMedianUSD 106.66kAverageUSD 15.08m
Industry
Bank accounts
Registered as a VAT taxpayer on 2009-03-30. Active
16 1090 2590 0000 0001 6602 5394
23 2490 0005 0000 4500 9860 3180
28 2490 0005 0000 4610 5791 9170
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
19 public aid cases recorded, with a total value of $75,595.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jul 2, 2026 | Aid in the form of wage subsidies for employing workers with disabilities Jul 2, 2026 · Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | $155$155 | Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | |
| May 26, 2026 | Aid in the form of wage subsidies for employing workers with disabilities May 26, 2026 · Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | $155$155 | Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | |
| Apr 28, 2026 | Aid in the form of wage subsidies for employing workers with disabilities Apr 28, 2026 · Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych | $155$155 | Prezes Zarządu Państwowego Funduszu Rehabilitacji Osób Niepełnosprawnych |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Agent Grupa Finansowa Expert Spółka z ograniczoną odpowiedzialnością KNF | Active | ||
| Mortgage intermediary agent KNF | Active | ||
| Lending institution KNF | Active |
Authorized Representatives
Marcin Śpiewak — Vice President of the Management Board
Manner of representation
In the case of a multi-member management board, each member of the management board is authorised to represent the company independently.
Supervisory board
Adam Komarowski — Supervisory Board Member
Kamil Śpiewak — Supervisory Board Member
Robert Mariusz Śpiewak — Supervisory Board Member
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Aurelia Śpiewak (20) | 200 | $32,414.91 | 10% |
Marcin Śpiewak (45) | 1,000 | $27,012.43 | 8.3333% |
Others | 5,345 | $264,721.77 | 81.6667% |
Beneficial owners
| Person | Rights |
|---|---|
Aurelia Śpiewak (20) | Shareholder of a limited liability company, 120000.0 PLN |
Marcin Śpiewak (45) | Shareholder of a limited liability company, 1080000.0 PLN |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Efficentersp. z o.o. Revenue: $3,137,371.18 · efficenter.pl | $3,137,371.18 | efficenter.pl | |
| Pretoriussp. z o.o. Revenue: $1,661,716.67 · pretorius.pl | $1,661,716.67 | pretorius.pl | |
| LifebeltS.A. Revenue: $1,306,902.03 · aforticollections.pl | $1,306,902.03 | aforticollections.pl | |
| Prosta Pożyczkasp. z o.o. Revenue: $376,591.35 · prostapozyczkaonline.pl | $376,591.35 | prostapozyczkaonline.pl | |
| Infobrandsp. z o.o. Revenue: $270,126.13 · infobrand.eu | $270,126.13 | infobrand.eu | |
| Centrum Leasingu i Finansów ClifS.A. Revenue: $230,750.07 · clif.pl | $230,750.07 | clif.pl | |
| Adviserssp. z o.o. Revenue: $214,752.39 · advisers.com.pl | $214,752.39 | advisers.com.pl | |
| Vindicasp. z o.o. Revenue: $63,541.56 · vindica.pl | $63,541.56 | vindica.pl | |
| Collect Onsp. z o.o. Revenue: $1,899.72 · collect-on.pl | $1,899.72 | collect-on.pl | |
| Processway Finrecoversp. z o.o. | — | processway.pl |
Change history
| Date | Event |
|---|---|
| 2023-12-28 | Share capital change (1,000,000.00 PLN → 1,200,000.00 PLN) |
| 2023-10-18 | Address change (Goworowska 6a, 07-410, Ostrołęka → Ul. Bartosza Głowackiego 40a, 07-410, Ostrołęka) |
| 2023-10-18 | Share capital change (440,000.00 PLN → 1,000,000.00 PLN) |
| 2017-12-04 | Share capital change (395,300.00 PLN → 440,000.00 PLN) |
| 2016-11-08 | Share capital change (295,300.00 PLN → 395,300.00 PLN) |
FAQ
The main business activity of Konkret focuses on activities of collection agencies and credit bureaus.
The company was registered in the Polish National Court Register (KRS) on January 20, 2015.
The headquarters is located at: ul. Bartosza Głowackiego 40A, 07-410 Ostrołęka.
The management board consists of: Marcin Śpiewak (President of the Management Board).
The share capital of the company is PLN 1,200,000 (approx. $324,149).
The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.
In 2024, the company generated total revenue of $238,375, representing a decrease of 21.8% compared to 2023.
No, in 2024 the company reported a net loss of $59,162.
The largest operating cost category falls under employee remuneration. This category amounted to $142,478 in 2024, representing 48% of all operating expenses.
Last updated: 2026-07-09