What is the main business of Karat Pl?

The main business activity of Karat Pl focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on November 17, 2017.

Where is the headquarters located?

The headquarters is located at: ul. Nowogrodzka 64/43, 02-014 Warszawa.

Who is on the management board?

The management board consists of: Tetiana Lytvyn (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 1,000,000 (approx. $270,124).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

How much revenue was generated?

The company reported a revenue of $18,880,473 in 2024, which is an increase of 3206.7% compared to 2023.

Yes, in 2024 the company was profitable, achieving a net profit of $577,003, meaning the company increased its profit by 394.7%.

What is the main operating cost?

The largest operating cost category falls under other operating costs. This category amounted to $295,705 in 2024, representing 77% of all operating expenses.

Karat Plsp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2017-11-17

Share capital

1,000,000.00 PLN

Registered address

ul. Nowogrodzka 64/43, 02-014 Warszawa, Poland

Electronic delivery address

AE:PL-52119-47267-BUFBF-29

Financials

Revenue history (in m)

Filing timeliness

Financial statements were filed on time, on average 46 days early.

202503/07/2026
202411/07/2025
202327/06/2024
202230/06/2023
202124/06/2022
202022/03/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 410.03kMedianUSD 112.58kAverageUSD 4.09m

Net profit

This companyUSD -505.15kMedianUSD 6.17kAverageUSD 9.04k

Operating costs

This companyUSD 625.48kMedianUSD 44.63kAverageUSD 3.02m

Assets

This companyUSD 14.66mMedianUSD 372.46kAverageUSD 27.12m

Industry

Authorized Representatives

Tetiana Lytvyn – President of the Management Board

Manner of representation

Each member of the management board independently.

Ownership

Owner	Shares	Share value	Stake
Tamga sp. z o.o.	20,000	$270,124.26	100%

Beneficial owners

Person	Rights

Subsidiaries

	Name	Share value	Stake
	Elpinisp. z o.o.	24,311.18 USD	90%

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Regulatory authorisations

Authority	Type	Status
KNF	Lending institution	Inactive

Competitors

Name	Revenue	Website
Alpha Creditsp. z o.o.	$726,427.14	alphacredit.pl
Kwlm Estatessp. z o.o.	$646,407.45	kwlm.pl
Euros PsfS.A.	$571,416.35	eurossa.pl
Trend Capital Deltasp. z o.o.	$456,496.74	trendcapital.pl
Credit Gammasp. z o.o.	$452,391.10	alphacredit.pl
Credit Omegasp. z o.o.	$452,391.10	alphacredit.pl
Trend CapitalS.A.	$244,190.67	trendcapital.pl
Delta Creditsp. z o.o.	$188,994.09	deltacredit.pl
Trend Capital Gammasp. z o.o.	$179,169.23	trendcapital.pl
Symmetrical Financialssp. z o.o.	$94,000.42	symmetrical.ai

Change history

Date	Event
2023-11-20	Share capital increase (200,000.00 PLN → 1,000,000.00 PLN)
2021-09-23	Name change (Sgotowka → Karat Pl)
2021-01-19	Address change (Ul. Twarda 18, 00-105, Warszawa → Ul. Nowogrodzka 64/43, 02-014, Warszawa)
2017-11-17	Entered in the register

FAQ

Last updated: 2026-10-07