Overview
Status
Active
Registry date
2018-07-30
Share capital
5,000.00 PLN
Registered address
ul. Jana Heweliusza 11/819, 80-890 Gdańsk, Poland
Electronic delivery address
AE:PL-72332-72661-UWAAB-22
Financials
Revenue history (in k)
From the notes
| Current income tax (CIT due) | $0 | |
| Profit allocation | No decision | |
| Loans and borrowings | $30,510 | |
| Audit firm | Finance and Accounting Partners | |
| Related parties | 2 items | |
| Parent company | SBL Poland Sp. z o.o. |
Filing timeliness
4 of 6 financial statements were filed late (the longest delay 251 days for 2021).
- 202516/07/2026
- 202411/07/2025
- 202322/07/2024
- 202204/03/2024
- 202123/03/2023
- 202030/09/2021
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 4.90kMedianUSD 112.17kAverageUSD 4.09m
Net profit
This companyUSD -525.25MedianUSD 6.18kAverageUSD 9.34k
Operating costs
This companyUSD 5.28kMedianUSD 43.82kAverageUSD 3.02m
Assets
This companyUSD 99.34kMedianUSD 372.28kAverageUSD 27.14m
Industry
Authorized Representatives
Agnieszka Wiczołekage 52 – President of the Management Board
Manner of representation
Each member of the management board is authorized to make declarations on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 99 | $1,337.12 | 99% | |
Others | 1 | $13.51 | 1% |
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jun 1, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | PREZYDENT MIASTA GDYNIA |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| PaytreeS.A. | $2,996,251.37 | paytree.pl | ||
| Fair Finance24sp. z o.o. | $757,117.30 | fairfinance24.pl | ||
| Kaszubski Fundusz PrzedsiębiorczościS.A. | $343,714.66 | kaszubski-fundusz.pl | ||
| Monument FundS.A. | $32,546.71 | monumentfund.pl | ||
| ImperiumS.A. | $21,645.72 | imperiumsa.eu | ||
| Pilum Prawo i Finanse - Kancelaria Prawniczasp. z o.o. | $15,359.65 | pilum.pl | ||
| Capital FinanseS.A. | $4,163.39 | bonbelweder.pl | ||
| Duetsp. z o.o. | $323.61 | duet.sa.pl | ||
| NEW Alphasp. z o.o. | $31.87 | alphacredit.pl | ||
| Antonio Financesp. z o.o. | – | antonio.finance |
Change history
| Date | Event | |
|---|---|---|
| 2024-10-21 | Address change (Ul. Świętojańska 23/10, 81-372, Gdynia → Ul. Jana Heweliusza 11/819, 80-890, Gdańsk) | |
| 2024-08-02 | Name change (Billecta Finance → Sbl Finance) | |
| 2020-12-10 | Name change (Credstep Funds → Billecta Finance) | |
| 2018-09-28 | Name change (Lampang Net → Credstep Funds) | |
| 2018-09-13 | Address change (Ul. Cegielniana 4a/19, 30-404, Kraków → Ul. Świętojańska 23/10, 81-372, Gdynia) |
FAQ
The main business activity of SBL Finance focuses on other credit granting.
The company was registered in the Polish National Court Register (KRS) on July 30, 2018.
The headquarters is located at: ul. Jana Heweliusza 11, 80-890 Gdańsk.
The share capital of the company is PLN 5,000 (approx. $1,351).
The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.
In 2025, the company generated total revenue of $4,902, representing a decrease of 12.6% compared to 2024.
No, in 2025 the company was not profitable, reporting a net loss of $525. For comparison, in 2024 the loss was $5,010, meaning the company reduced its loss by 89.5%.
The largest operating cost category falls under external services. This category amounted to $5,277 in 2025, representing 100% of all operating expenses.
Last updated: 2026-07-16