What is the main business of Sterkol Finance?

The main business activity of Sterkol Finance focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on August 1, 2019.

Where is the headquarters located?

The headquarters is located at: Aleja Wojciecha Korfantego 71, 40-161 Katowice.

What is the share capital?

The share capital of the company is PLN 5,808,600 (approx. $1.6 million).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

How much revenue was generated?

In 2025, the company generated total revenue of $576,428, representing a decrease of 53.7% compared to 2024.

Yes, in 2025 the company was profitable, achieving a net profit of $175,353, representing a multi-fold increase compared to 2024.

Which cost dominates operating expenses?

The largest operating cost category falls under depreciation and amortization. This category amounted to $132,079 in 2025, representing 48% of all operating expenses.

Sterkol Financesp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2019-08-01

Share capital

5,808,600.00 PLN

Registered address

Aleja Wojciecha Korfantego 71, 40-161 Katowice, Poland

Electronic delivery address

AE:PL-70246-44365-TSTWT-24

Financials

Revenue history (in k)

Filing timeliness

4 of 6 financial statements were filed late (the longest delay 76 days for 2021).

202517/07/2026
202416/07/2025
202323/09/2024
202203/07/2023
202129/09/2022
202018/06/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.

Industry · Other credit granting193 / 779

Top 25%

Division · Financial service activities, except insurance and pension funding460 / 1,927

Top 24%

Sector · Financial and insurance activities481 / 1,957

Top 25%

City · Katowice2,147 / 6,170

Top 35%

Voivodeship · Śląskie12,906 / 33,279

Top 39%

Country · Poland116,170 / 297,873

Top 39%

Results vs industry

Revenue

This companyUSD 576.43kMedianUSD 112.17kAverageUSD 4.09m

Net profit

This companyUSD 175.35kMedianUSD 6.18kAverageUSD 9.33k

Operating costs

This companyUSD 276.72kMedianUSD 44.34kAverageUSD 3.02m

Assets

This companyUSD 3.28mMedianUSD 372.28kAverageUSD 27.14m

Industry

Authorized Representatives

Dariusz Robert Kruglej – President of the Management Board

Manner of representation

If a multi-member management board is appointed, the company is represented and declarations are made on its behalf by: 1. the President of the Management Board independently; 2. two members of the management board other than the President of the Management Board acting jointly; or 3. one member of the management board jointly with a commercial proxy.

Ownership

Owner	Shares	Share value	Stake
Sterkol sp. z o.o.	115,972	$1,566,342.52	99.8278%
Others	200	$2,701.24	0.1722%

Beneficial owners

Person	Rights

Subsidiaries

	Name	Share value	Stake
	Przedsiębiorstwo Wodociągów I Kanalizacjisp. z o.o.	94,881.15 USD	70.8808%

Bank accounts

Registered as a VAT taxpayer on 2019-08-22.

ING Bank Śląski
07 1050 1230 1000 0090 3195 5819
ING Bank Śląski
08 1050 1230 1000 0090 3195 5801
ING Bank Śląski
57 1050 1230 1000 0090 8133 4030

Debt

No entries in the National Debtors Register (KRZ).

Real estate

Type	Amount
Land (incl. perpetual usufruct)	$539.8K$539,782
Buildings and premises	$861.8K$861,753

Secured liabilities

Type	Creditor
Mortgage	–
Assignment of receivables	–
Assignment of receivables	–

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
WierzycielS.A.	$846,006.97	wierzycielsa.pl
RubraS.K.A.	$580,938.59	rubra.com.pl
Euros PsfS.A.	$571,416.35	eurossa.pl
Trustinvestsp. z o.o.	$546,600.79	trustinvest.pl
Trify Pożyczkisp. z o.o.	$527,325.49	trify.pl
DR Invest Kapitał D. Ostropolski, R. SuchodolskiS.K.A.	$525,582.31	drdeveloper.pl
Plus GotówkaS.A.	$320,091.41	plus-gotowka.pl
Epeersp. z o.o.	$239,445.57	epeer.pl
Investment & Intermediationsp. z o.o.	$179,984.09	intermediation.pl
Finanse Grupa Tauronsp. z o.o.	–	tauron.pl