What is the main business of Gratio?

The main business activity of Gratio focuses on other activities auxiliary to insurance and pension funding n.e.c..

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on October 9, 2019.

Where is the headquarters located?

The headquarters is located at: ul. Mogilska 16, 31-516 Kraków.

What is the share capital?

The share capital of the company is PLN 12,000 (approx. $3,241).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

Gratiosp. z o.o.

Other activities auxiliary to insurance and pension funding

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2019-10-09

Share capital

12,000.00 PLN

Registered address

ul. Mogilska 16/7, 31-516 Kraków, Poland

Financials

Only balance sheet data (assets and liabilities) is available. The income statement (P&L) is not available in the source filing for this period.

Revenue history

Filing timeliness

5 of 6 financial statements were filed late (the longest delay 600 days for 2020).

202501/07/2026
202419/12/2025
202319/12/2025
202205/12/2023
202105/12/2023
202007/06/2023

Filed on timeDelayFiling deadline

The statements for 2024–2025 report only zeros (no activity).

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Industry

Authorized Representatives

Monika Nowak Pająk – Management Board Member

Grzegorz Pająk – Vice President of the Management Board

Manner of representation

For making declarations concerning the company's property and non-property rights and obligations, as well as for signing documents on its behalf and assuming obligations, the following are authorised: a) in the case of disposing of a right or assuming an obligation up to and including PLN 10,000.00 (ten thousand złoty), and in the area of the company's non-property rights and obligations, each member of the management board independently; b) in the case of disposing of a right or assuming an obligation above PLN 10,000.00 (ten thousand złoty), two members of the management board acting jointly.

Ownership

Owner	Shares	Share value	Stake
Grzegorz Pająkage 54	110	$2,971.37	91.6667%
Others	10	$270.12	8.3333%

Beneficial owners

Person	Rights

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
Car-Garantie GmbhBranch (foreign co.)	$2,499,924.10	cargarantie.com
ON Time UbezpieczeniaS.A.	$700,254.28	24ontime.pl
Polskie Polisysp. z o.o.	$522,741.66	polskiepolisy.pl
Finansowa Opokasp. z o.o.	$440,728.36	albertopoka.pl
Centrum Ubezpieczeń Katarzyna Zahel- ŻurekS.K.A.	$319,412.86	ubezpieczenia-zahel.pl
1 Pakietsp. z o.o.	$190,387.82	1pakiet.pl
A-Z FinanseS.A.	$2,267.97	azfinanse.pl
Economistsp. z o.o.	$37.67	powiekszodszkodowanie.pl
Zdobi Financesp. z o.o.	–	zdobi.com
Adamartsp. j.	–	adamart.waw.pl

Change history

Date	Event
2020-12-16	Address change (Rynek Główny 28, 31-010, Kraków → Ul. Mogilska 16/7, 31-516, Kraków)
2020-12-16	Share capital increase (6,000.00 PLN → 12,000.00 PLN)
2019-10-09	Entered in the register

FAQ

Last updated: 2026-07-01