Overview
Status
Active
Registry date
2020-08-14
Share capital
750,000.00 PLN
Registered address
ul. Niccolo Paganiniego 12/91, 20-850 Lublin, Poland
Financials
Revenue history (in k)
Filing timeliness
No financial statement for 2025 – the filing deadline has passed. 2 of 5 financial statements were filed late (the longest delay 381 days for 2020).
- 2025not filed
- 202401/07/2025
- 202319/06/2024
- 202211/07/2023
- 202131/10/2022
- 202031/10/2022
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2024.
Voivodeship · Lubelskie10,647 / 15,985
Top 67%
Country · Poland330,813 / 495,860
Top 67%
Results vs industry
Revenue
This companyUSD 51.35kMedianUSD 105.56kAverageUSD 1.26m
Net profit
This companyUSD -9.39kMedianUSD 5.80kAverageUSD 141.89k
Operating costs
This companyUSD 60.74kMedianUSD 86.19kAverageUSD 1.04m
Assets
This companyUSD 345.69kMedianUSD 52.14kAverageUSD 1.10m
Industry
Authorized Representatives
Aleksandra Natalia Muda – President of the Management Board
Piotr Jarosław Semeniuk – Management Board Member
Manner of representation
Each member of the management board is authorized to make declarations on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Aleksandra Natalia Mudaage 37 | 10,000 | $135,062.13 | 66.6667% |
Piotr Jarosław Semeniukage 37 | 5,000 | $67,531.06 | 33.3333% |
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Nov 29, 2022 | Aid for SME access to finance — aid for start-ups | $208.6K$208,572 | Prezes Polskiej Agencji Rozwoju Przedsiębiorczości | |
| Mar 9, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $11,619$11,619 | Puławski Park Naukowo - Technologiczny sp. z o.o. | |
| Sep 1, 2020 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $11,640$11,640 | Park Naukowo-Technologiczny Spólka z Ograniczoną Odpowiedzialnością sp. z o.o. |
European Funds
| Start | Project | EU co-financing | Programme | |
|---|---|---|---|---|
| 2022-10-01 | umbrellAI – robo-advisor for life insurance | $208.8K$208,757 | Operational Programme Eastern Poland |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Insurance agent of Sopockie Towarzystwo Ubezpieczeń na Życie ERGO Hestia Spółka Akcyjna | Active | ||
| Insurance agent of Sopockie Towarzystwo Ubezpieczeń ERGO Hestia Spółka Akcyjna | Active | ||
| Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| PAGsp. z o.o. | $4,649,330.81 | pagsa.pl | ||
| Hurtownia Ubezpieczeń Spółka z Ogrniczoną Odpwiedzialnościąsp. z o.o. | $296,018.72 | ubezpieczhurtowo.pl | ||
| GIK Ubezpieczeniasp. z o.o. | $251,483.00 | gik-ubezpieczenia.pl | ||
| Anasiewicz Ubezpieczeniasp. z o.o. | $54,438.07 | anasiewicz.pl | ||
| Centrum Usług Finansowych Dziubasp. z o.o. | $51,291.89 | grupadziuba.com | ||
| SG Brokersp. z o.o. | $43,118.12 | sgbroker.pl | ||
| Bezpiecznypszczelarz.Plsp. z o.o. | $3,636.30 | bezpiecznypszczelarz.pl | ||
| Educat Servicessp. z o.o. | $1,648.17 | educat.study | ||
| Ubezpieczeniowi Sadowskasp. j. | – | ubezpieczeniowi.com.pl | ||
| Nord Ubezpieczeniasp. z o.o. | – | nord-capital.pl |
Change history
| Date | Event | |
|---|---|---|
| 2024-04-16 | PKD change (Removed: 62.01.Z, 62.02.Z, 63.11.Z, 63.99.Z) | |
| 2024-03-19 | Share capital increase (5,000.00 PLN → 750,000.00 PLN) | |
| 2023-01-27 | Address change (Ul. Karola Lipińskiego 25/16, 20-849, Lublin → Ul. Niccolo Paganiniego 12/91, 20-850, Lublin) | |
| 2021-04-26 | Address change (Ul. Mełgiewska 7-9, 20-952, Lublin → Ul. Karola Lipińskiego 25/16, 20-849, Lublin) | |
| 2020-08-14 | Entered in the register |
FAQ
The main business activity of Umbrellai focuses on activities of insurance agents and brokers.
The company was registered in the Polish National Court Register (KRS) on August 14, 2020.
The headquarters is located at: ul. Niccolo Paganiniego 12, 20-850 Lublin.
The management board includes Piotr Jarosław Semeniuk (Member of the Management Board).
The share capital of the company is PLN 750,000 (approx. $202,593).
The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.
In 2024, the company generated total revenue of $51,353, representing a decrease of 88.7% compared to 2023.
No, the company recorded a net loss of $9,395 in 2024. For comparison, in 2023 the loss was $61,857, meaning the company reduced its loss by 85.6%.
The largest operating cost category falls under depreciation and amortization. This category amounted to $39,353 in 2024, representing 65% of all operating expenses.
Last updated: 2026-04-20
