What is the main business of VMF?

The main business activity of VMF focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on March 4, 2021.

Where is the headquarters located?

The headquarters is located at: Plac Bankowy 2, 00-095 Warszawa.

Who is on the management board?

The management board includes Agata Raniecka (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 150,000 (approx. $40,519).

What period do the latest financial data cover?

The latest available financial statement covers the period from May 1, 2024 to April 30, 2025.

What revenue was generated?

In 2025, the company generated total revenue of USD 42,630, representing an increase of 83.6% compared to 2024.

Is the company profitable?

Yes, the company recorded a net profit of USD 28,213 in 2025, meaning the company increased its profit by 108.7%.

What is the largest operating cost?

The largest operating cost category falls under external services. This category amounted to USD 4,067 in 2025, representing 42% of all operating expenses.

VMFsp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2021-03-04

Share capital

150 000,00 PLN

Registered address

Plac Bankowy 2, 00-095 Warszawa, Poland

Electronic delivery address

AE:PL-50753-69116-RSRHT-27

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 51 days early.

202615/10/2026
202509/10/2025
202422/08/2024
202308/08/2023
202206/10/2022
202102/11/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2026.

Results vs industry

Revenue

This companyUSD 23.24kMedianUSD 112.58kAverageUSD 4.09m

Net profit

This companyUSD 7.41kMedianUSD 6.20kAverageUSD 17.41k

Operating costs

This companyUSD 15.59kMedianUSD 44.63kAverageUSD 3.02m

Assets

This companyUSD 360.92kMedianUSD 372.46kAverageUSD 27.12m

Industry

Authorized Representatives

Agata Raniecka – President of the Management Board

Marzanna Jolanta Kalisiewicz – Attorney-in-fact (sole)

Manner of representation

Each member of the management board independently.

Ownership

Owner	Shares	Share value	Stake
AMZ sp. z o.o.	1,210	$32,685.04	80.6667%
Agata Ranieckaage 60	150	$4,051.86	10%
Others	140	$3,781.74	9.3333%

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2015-05-01.

Bank spółdzielczy
19 8769 0002 0393 0586 2000 0010

Debt

No entries in the National Debtors Register (KRZ).

Competitors

Name	Revenue	Website
Trend Capital Gammasp. z o.o.	$179,169.23	trendcapital.pl
Baccasp. z o.o.	$121,130.09	bacca.pl
Symmetrical Financialssp. z o.o.	$94,000.42	symmetrical.ai
Creative Business Solutionssp. z o.o.	$79,385.77	cbp.biz.pl
New Alphasp. z o.o.	$56,597.89	alphacredit.pl
FR FinanceS.A.	$34,120.64	frfinance.pl
Refini.Plsp. z o.o.	$30,678.64	refini.pl
Stay Safesp. z o.o.	$22,511.68	staysafe.pl
ImperiumS.A.	$21,645.72	imperiumsa.eu
Pilum Prawo i Finanse - Kancelaria Prawniczasp. z o.o.	$15,359.65	pilum.pl

FAQ

Last updated: 2026-10-15