Overview
Status
Active
Registry date
2021-06-10
Share capital
10,000.00 PLN
Registered address
Chmielna 73, 21-040 Kalinówka, Poland
Electronic delivery address
AE:PL-10586-95455-SHTHW-19
Financials
Revenue history (in k)
Filing timeliness
4 of 5 financial statements were filed late (the longest delay 500 days for 2022).
- 202514/07/2026
- 202404/09/2025
- 202326/11/2024
- 202226/11/2024
- 202105/04/2023
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 127.21kMedianUSD 112.58kAverageUSD 4.09m
Net profit
This companyUSD 22.03kMedianUSD 6.20kAverageUSD 17.41k
Operating costs
This companyUSD 104.09kMedianUSD 44.63kAverageUSD 3.02m
Assets
This companyUSD 50.84kMedianUSD 372.46kAverageUSD 27.12m
Industry
Authorized Representatives
Joanna Aneta Goluch – Management Board Member
Barbara Banach – Management Board Member
Manner of representation
Each member of the management board is authorized to make declarations on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Barbara Banachage 43 | 100 | $1,350.62 | 50% |
Joanna Aneta Goluchage 45 | 100 | $1,350.62 | 50% |
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
No public aid cases recorded in the last 10 years.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Mortgage credit intermediary | Active | ||
| Consumer credit intermediary | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Delta Creditsp. z o.o. | $188,994.09 | deltacredit.pl | ||
| Investment & Intermediationsp. z o.o. | $179,984.09 | intermediation.pl | ||
| Trend Capital Gammasp. z o.o. | $179,169.23 | trendcapital.pl | ||
| Bankussp. z o.o. | $169,987.69 | lombard24.com.pl | ||
| Rodzinne Pożyczkisp. z o.o. | $138,261.82 | rodzinnepozyczki.pl | ||
| Djafinansesp. z o.o. | $99,683.76 | djafinanse.pl | ||
| Alliance Financesp. z o.o. | $105,699.67 | a-finance.pl | ||
| Symmetrical Financialssp. z o.o. | $94,000.42 | symmetrical.ai | ||
| Creative Business Solutionssp. z o.o. | $79,385.77 | cbp.biz.pl | ||
| Lombard Fokussp. z o.o. | $73,732.32 | lodz-lombard.pl |
FAQ
The main business activity of Smart Finance J&B focuses on other credit granting.
The company was registered in the Polish National Court Register (KRS) on June 10, 2021.
The headquarters is located at: Chmielna 73, 21-040 Kalinówka.
The share capital of the company is PLN 10,000 (approx. $2,701).
The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.
The company reported a revenue of $126,009 in 2024, which is an increase of 21.3% compared to 2023.
No, the company recorded a net loss of $6,485 in 2024.
The largest operating cost category falls under employee remuneration. This category amounted to $84,269 in 2024, representing 65% of all operating expenses.
Last updated: 2026-07-17