Smart Finance J&Bsp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status
Active
Registry date
2021-06-10
Share capital
10,000.00 PLN
Registered address
Chmielna 73, 21-040 Kalinówka, Poland
Electronic delivery address
AE:PL-10586-95455-SHTHW-19

Financials

Revenue history (in k)

Filing timeliness

4 of 5 financial statements were filed late (the longest delay 500 days for 2022).

  • 202514/07/2026
  • 202404/09/2025
  • 202326/11/2024
  • 202226/11/2024
  • 202105/04/2023
Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue
This companyUSD 127.21kMedianUSD 112.58kAverageUSD 4.09m
Net profit
This companyUSD 22.03kMedianUSD 6.20kAverageUSD 17.41k
Operating costs
This companyUSD 104.09kMedianUSD 44.63kAverageUSD 3.02m
Assets
This companyUSD 50.84kMedianUSD 372.46kAverageUSD 27.12m

Authorized Representatives

Joanna Aneta Goluch – Management Board Member
Barbara Banach – Management Board Member

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

OwnerSharesShare valueStake
Barbara Banachage 43
100$1,350.6250%
Joanna Aneta Goluchage 45
100$1,350.6250%

Beneficial owners

Person

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Regulatory authorisations

AuthorityTypeStatus
Mortgage credit intermediary Active
Consumer credit intermediary Active

Competitors

Name
Delta Creditsp. z o.o.
Investment & Intermediationsp. z o.o.
Trend Capital Gammasp. z o.o.
Bankussp. z o.o.
Rodzinne Pożyczkisp. z o.o.
Djafinansesp. z o.o.
Alliance Financesp. z o.o.
Symmetrical Financialssp. z o.o.
Creative Business Solutionssp. z o.o.
Lombard Fokussp. z o.o.

FAQ

Last updated: 2026-07-17