What is the main business of Veto?

The main business activity of Veto focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on August 5, 2021.

Where is the headquarters located?

The headquarters is located at: Ogrodowa 54, 33-370 Muszyna.

Who is on the management board?

The management board consists of: Adrian Zbigniew Kałuziński (President of the Management Board) and Bernadeta Grażyna Zielińska (Member of the Management Board).

What is the share capital?

The share capital of the company is PLN 5,000 (approx. $1,351).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

What was the revenue?

In 2025, the company generated total revenue of $853,250, representing an increase of 26.6% compared to 2024.

Is the company profitable?

Yes, the company recorded a net profit of $11,741 in 2025, meaning the company increased its profit by 10.8%.

Which cost dominates operating expenses?

The largest operating cost category falls under cost of goods and materials sold. This category amounted to $650,183 in 2025, representing 77% of all operating expenses.

VETOsp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2021-08-05

Share capital

5,000.00 PLN

Registered address

Ogrodowa 54, 33-370 Muszyna, Poland

Electronic delivery address

AE:PL-50090-31540-BHJTI-18

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 28 days early.

202508/05/2026
202428/06/2025
202321/06/2024
202211/07/2023

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.

Industry · Other credit granting147 / 779

Top 19%

Division · Financial service activities, except insurance and pension funding355 / 1,927

Top 18%

Sector · Financial and insurance activities376 / 1,957

Top 19%

Voivodeship · Małopolskie8,901 / 27,820

Top 32%

Country · Poland97,815 / 297,873

Top 33%

Results vs industry

Revenue

This companyUSD 853.25kMedianUSD 112.17kAverageUSD 4.09m

Net profit

This companyUSD 11.74kMedianUSD 6.18kAverageUSD 9.33k

Operating costs

This companyUSD 840.11kMedianUSD 44.34kAverageUSD 3.02m

Assets

This companyUSD 87.35kMedianUSD 372.28kAverageUSD 27.14m

Industry

Authorized Representatives

Adrian Zbigniew Kałuziński – President of the Management Board

Bernadeta Grażyna Zielińska – Management Board Member

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Adrian Zbigniew Kałuzińskiage 30	20	$270.12	20%
Bernadeta Grażyna Zielińskaage 48	80	$1,080.50	80%

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2021-08-26.

PKO Bank Polski
55 1020 3453 0000 8902 0329 2976

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Regulatory authorisations

Authority	Type	Status
BDO	BDO register entry	Active

Competitors

Name	Revenue	Website
Beta Pro CapitalS.K.A.	$862,226.20	betaprocapital.pl
WierzycielS.A.	$846,006.97	wierzycielsa.pl
Polsko-Amerykański Fundusz Pożyczkowy Inicjatyw Obywatelskichsp. z o.o.	$810,147.66	pafpio.pl
Avior FinanceS.A.	$771,536.08	aviorfinance.pl
Trify Pożyczkisp. z o.o.	$527,325.49	trify.pl
QapitalS.A.	$266,578.22	qapital.pl
Rodzinne Pożyczkisp. z o.o.	$138,261.82	rodzinnepozyczki.pl
EurocentS.A.	$59,671.55	eurocent.pl
Lombard Kpsp. z o.o.	$47,604.86	lombard20.pl
Monument FundS.A.	$32,546.71	monumentfund.pl

FAQ

Last updated: 2026-05-08