Overview
Lm Pay is a financial service that offers payment solutions for medical treatments, including aesthetic procedures and dental services, through a simple installment system. It provides flexible financing options with repayment terms ranging from 12 to 36 months and is available in over 13,000 clinics across Poland. Customers can obtain financing assistance via a consultant or an online form, with quick decision-making processes.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2019-07-12. Active
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
8 notices recorded in the Court and Commercial Gazette (MSiG).
| Publication date | Event | |
|---|---|---|
| May 28, 2024 | Shareholders' meeting convened | |
| Jul 25, 2023 | Shareholders' meeting convened | |
| Jun 7, 2023 | Shareholders' meeting convened | |
| Jun 7, 2023 | Shareholders' meeting convened | |
| Oct 24, 2022 | Shareholders' meeting convened |
Public aid
6 public aid cases recorded, with a total value of $167,203.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Apr 17, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $5,402$5,402 | Prezes Banku Gospodarstwa Krajowego | |
| Apr 19, 2024 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $45,101$45,101 | Prezes Banku Gospodarstwa Krajowego | |
| Aug 22, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $671$671 | URZĄD SKARBOWY WARSZAWA-BEMOWO |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Agent Planet Pay Sp. z o.o. (d. Smoopay Technologies Sp. z o.o.) | Active | |
| KNF | Lending institution | Active | |
| KNF | Consumer credit intermediary | Active |
Authorized Representatives
Manner of representation
Each member of the management board represents the company independently.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Sławomir Włodzimierz Bielec (46)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Jakub Marcin Czarzasty (43) | Przez spółkę jjcc sp. z o.o. | |
Olga Gójska (32) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Mobilum Paysp. z o.o. | $21,368,215.01 | pay.mobilum.com | ||
| EfaktorS.A. | $18,048,886.92 | efaktor.com.pl | ||
| CashbillS.A. | $7,871,346.69 | cashbill.pl | ||
| PaytreeS.A. | $5,182,593.21 | paytree.pl | ||
| PRA Group Polska Sub-Holdingsp. z o.o. | $4,136,112.51 | pragroup.pl | ||
| WealthonS.A. | $3,999,586.30 | wealthon.com | ||
| FineaS.A. | $2,820,454.71 | finea.pl | ||
| MKsp. z o.o. | $2,188,444.29 | mylease.pl | ||
| Easy Payment Services OodBranch (foreign co.) | $1,645,301.57 | axi-card.pl | ||
| PSP Polskasp. z o.o. | $1,650,147.40 | espago.com |
Change history
| Date | Event | |
|---|---|---|
| 2025-11-20 | Address change (Ul. Lechicka 23a, 02-156, Warszawa → Ul. Marcina Flisa 4, 02-247, Warszawa) | |
| 2025-03-13 | Share capital change (3,103,895.00 PLN → 3,171,735.00 PLN) | |
| 2022-05-13 | Share capital change (2,220,000.00 PLN → 3,103,895.00 PLN) | |
| 2021-12-21 | Entered in the register |
FAQ
Last updated: 2026-04-01