Overview
Kapitał Krzywiec is a leader in the insurance sector in the Podlaskie Voivodeship, specializing in property, life, medical, and group insurance. The company provides insurance coverage for businesses and educational institutions, with over 120 clients in its portfolio, ensuring protection for employees and their families. Their team offers comprehensive assistance related to the conclusion and servicing of insurance policies.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
Industry
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 9, 2026 | Aid for microenterprises in the form of public interventions concerning electricity, gas or heat supplies | $30 | PGE Obrót S.A. | |
| Jan 7, 2026 | Aid for microenterprises in the form of public interventions concerning electricity, gas or heat supplies | $33 | PGE Obrót S.A. |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Towarzystwo Ubezpieczeń i Reasekuracji WARTA Spółka Akcyjna | Active | |
| KNF | Insurance agent of SALTUS Towarzystwo Ubezpieczeń Wzajemnych | Active | |
| KNF | Insurance agent of Towarzystwo Ubezpieczeń Inter Polska Spółka Akcyjna | Active |
Authorized Representatives
Manner of representation
Each member of the management board independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Emil Krzywiec (41) | 70 | $945.43 | 70% |
Joanna Krzywiec (66) | 30 | $405.19 | 30% |
Emil Krzywiec and Joanna Krzywiec hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Emil Krzywiec (41)  | Shareholder of a limited liability company, 3500.0 PLN |
Joanna Krzywiec (66) | Shareholder of a limited liability company, 1500.0 PLN |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Warszawskie Centrum Ubezpieczeńsp. z o.o. | $1,094,326.93 | wcu.waw.pl | |
| Capital Brokers Insurance Groupsp. z o.o. | $871,988.19 | cbig.eu | |
| Markowicz Brokersp. z o.o. | $670,819.50 | markowiczbroker.pl | |
| Zapolisowanisp. z o.o. | $605,258.56 | zapolisowani.pl | |
| Centrum Polissp. z o.o. | $601,283.84 | centrumpolis.pl | |
| Centrum Polisasp. z o.o. | $399,218.55 | centrumpolisa.pl | |
| Masuria Groupsp. z o.o. | $331,836.76 | masuriagroup.pl | |
| DUKsp. z o.o. | $305,475.74 | duk.com.pl | |
| Jarosław Tomczak UbezpieczeniaS.K.A. | $296,983.27 | jartomczak.agentpzu.pl | |
| Korporacja Finansowo - KapitałowaS.A. | $222,389.93 | kfksa.pl |
FAQ
Last updated: 2026-04-10