Overview
Express Finance spółka z o. o. carries out pawnshop lending activity under the Polish Consumer Pawn Loan Act of 14 April 2023. The company is based in Zawiercie at 3 Maja 21A and is registered in the National Court Register under KRS number 0001091105. The Polish Financial Supervision Authority entered it in the register of businesses conducting pawnshop activity under number RDL000076.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
4 public aid cases recorded, with a total value of $6,365.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jul 23, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | STAROSTA POWIATU ZAWIERCIE | |
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,301$1,301 | Prezes Zakładu Ubezpieczeń Społecznych | |
| May 30, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $2,063$2,063 | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Lending institution | Inactive |
Authorized Representatives
Manner of representation
In the case of a one-person management board, declarations of will on behalf of the company are made by the member of the management board. In the case of a management board consisting of two or more persons, the President of the Management Board is authorised to act independently, or two members of the management board acting jointly, or one member of the management board acting jointly with a commercial proxy, is authorised to make declarations of will on behalf of the company.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Marcin Grabara (55) | 300 | $8,103.73 | 15% |
Piotr Stefan Krüger (61) | 750 | $20,259.32 | 37.5% |
Krzysztof Wojciech Piątkowski (66) | 750 | $20,259.32 | 37.5% |
Others | 200 | $5,402.49 | 10% |
The articles of association require board approval for share transfers.
Beneficial owners
| Person | Rights |
|---|---|
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Alliance Financesp. z o.o. | $105,699.67 | a-finance.pl | ||
| Solutum Nvsp. z o.o. | $102,804.66 | solutum.com.pl | ||
| Polleasesp. z o.o. | $81,802.33 | pollease.pl | ||
| Lombard Fokussp. z o.o. | $73,732.32 | lodz-lombard.pl | ||
| NEW Alphasp. z o.o. | $56,597.89 | alphacredit.pl | ||
| LFSsp. z o.o. | $47,594.47 | lfsfinanse.pl | ||
| Lombard Kpsp. z o.o. | $47,604.86 | lombard20.pl | ||
| Speed Moneysp. z o.o. | $35,524.30 | speedmoney.pl | ||
| FR FinanceS.A. | $34,120.64 | frfinance.pl | ||
| Simple Financesp. z o.o. | $19,062.89 | simplefinance.pl |
FAQ
Last updated: 2026-07-16