What is the main business of Point4you?

The main business activity of Point4you focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on May 16, 2024.

Where is the headquarters located?

The headquarters is located at: Krzyżowa 3, 40-111 Katowice.

What is the share capital?

The share capital of the company is PLN 20,000 (approx. $5,402).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

What revenue was generated?

In 2025, the company generated total revenue of $6,074, representing an increase of 3505029.0% compared to 2024.

Is the company profitable?

No, the company recorded a net loss of $2,421 in 2025. For comparison, in 2024 the loss was $1,589, meaning the company increased its loss by 52.0%.

What is the main operating cost?

The largest operating cost category falls under other operating costs. This category amounted to $4,627 in 2025, representing 99% of all operating expenses.

Point4yousp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2024-05-16

Share capital

20,000.00 PLN

Registered address

Krzyżowa 3/1, 40-111 Katowice, Poland

Electronic delivery address

AE:PL-36476-97848-GHFHV-24

Financials

Revenue history

Filing timeliness

Financial statements were filed on time, on average 49 days early.

202522/04/2026
202402/07/2025

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.

Industry · Other credit granting655 / 779

Top 84%

Division · Financial service activities, except insurance and pension funding1,469 / 1,927

Top 76%

Sector · Financial and insurance activities1,497 / 1,957

Top 76%

City · Katowice5,443 / 6,171

Top 88%

Voivodeship · Śląskie29,864 / 33,281

Top 90%

Country · Poland265,593 / 297,932

Top 89%

Results vs industry

Revenue

This companyUSD 6.07kMedianUSD 112.17kAverageUSD 4.09m

Net profit

This companyUSD -2.42kMedianUSD 6.18kAverageUSD 9.33k

Operating costs

This companyUSD 4.66kMedianUSD 44.34kAverageUSD 3.02m

Assets

This companyUSD 168.10kMedianUSD 372.28kAverageUSD 27.14m

Industry

Authorized Representatives

Marcin Wojciech Nowak – President of the Management Board

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Marcin Wojciech Nowakage 48	360	$4,862.24	90%
Marzena Bogusława Nowakage 47	40	$540.25	10%

Marcin Wojciech Nowak and Marzena Bogusława Nowak hold a combined 100% – the ownership structure indicates family control.

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2024-05-20.

mBank
44 1140 2004 0000 3112 2772 1053
mBank
71 1140 2004 0000 3202 8488 4204

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
WierzycielS.A.	$846,006.97	wierzycielsa.pl
RubraS.K.A.	$580,938.59	rubra.com.pl
Plus GotówkaS.A.	$320,091.41	plus-gotowka.pl
Epeersp. z o.o.	$239,445.57	epeer.pl
Investment & Intermediationsp. z o.o.	$179,984.09	intermediation.pl
Pilum Prawo i Finanse - Kancelaria Prawniczasp. z o.o.	$15,359.65	pilum.pl
Capital FinanseS.A.	$4,163.39	bonbelweder.pl
Duetsp. z o.o.	$323.61	duet.sa.pl
NEW Alphasp. z o.o.	$31.87	alphacredit.pl
Finanse Grupa Tauronsp. z o.o.	–	tauron.pl

FAQ

Last updated: 2026-07-12