What is the main business of Spółdzielnia Podkarpacki Bank Spółdzielczy?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on September 24, 2001.

Where is the headquarters located?

The headquarters is located at: ul. Mickiewicza 29, 38-500 Sanok.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What was the revenue?

In 2024, the cooperative generated total revenue of $61,515, representing an increase of 343.6% compared to 2023.

No, in 2024 the cooperative was not profitable, reporting a net loss of $194,411. For comparison, in 2023 the loss was $230,915, meaning the cooperative reduced its loss by 20.0%.

Podkarpacki Bank SpółdzielczyCooperative

Other monetary intermediation

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2001-09-24

Activity description

Bank Nowy S.A. offers retail customers online term deposits called NOWYdepozyt for 1 month and 3 months, including options with 7.0%, 3.8% and 4.6% interest. The bank also provides bankNOWY24 electronic banking for combining accounts into portfolios, sending an account number by SMS or e-mail, and logging in with SMS codes.

Registered address

ul. Mickiewicza 29, 38-500 Sanok, Poland

Website

pbsbank.pl

Phone

Financials

Revenue history (in m)

Filing timeliness

Financial statements were filed on time, on average 15 days early.

2025filed
202426/06/2025
202327/06/2024
202207/07/2023
202128/06/2022
202001/10/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 16.78kMedianUSD 283.18kAverageUSD 34.90m

Net profit

This companyUSD -227.24kMedianUSD 14.88kAverageUSD 6.70m

Operating costs

This company—MedianUSD 156.41kAverageUSD 19.31m

Assets

This companyUSD 1.94mMedianUSD 535.44kAverageUSD 471.18m

Industry

Offer

Bank accounts
Loans
Deposits
Payment cards
Online banking
SMS notifications

Authorized Representatives

Manner of representation

Declarations of will on behalf of the bank are made by two members of the management board, or one member of the management board together with an attorney-in-fact, or two attorneys-in-fact appointed directly by the management board. Declarations of will on behalf of the bank when entering into bank account agreements referred to in Article 49 paragraph 1 of the Banking Law Act are made by a member of the management board or an attorney-in-fact appointed directly by the management board.

Supervisory board

Robert Adam Sokołowski – Supervisory Board Member

Stanisław Andrzej Łobodziński – Supervisory Board Member

Antoni Mazur – Supervisory Board Member

Edyta Dziadosz – Supervisory Board Member

Jan Włodyka – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1994-05-20.

Bank spółdzielczy
65 8642 1184 2018 8400 1805 0001

Debt

No entries in the National Debtors Register (KRZ).

MSiG notices

16 notices recorded in the Court and Commercial Gazette (MSiG).

Publication date	Event
Aug 7, 2026	Bankruptcy notice
Jan 16, 2026	Bankruptcy notice
Dec 11, 2025	Trustee auction
Oct 8, 2025	Trustee auction
Jul 7, 2025	Trustee auction

Public aid

Grant date	Purpose	Gross amount	Granting body
Jan 20, 2020	Aid to remedy a serious disturbance in the economy of a cross-sectoral nature	$2.5M$2,539,874	Bankowy Fundusz Gwarancyjny
Jan 17, 2020	Aid to remedy a serious disturbance in the economy of a cross-sectoral nature	$25.6M$25,642,341	Bankowy Fundusz Gwarancyjny
Mar 6, 2018	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$2,723$2,723	STAROSTA POWIATU LESKO

Change history

Date	Event
2020-11-03	Address change (Mickiewicza 7, 38-500, Sanok → Ul. Mickiewicza 29, 38-500, Sanok)
2020-09-16	Name change (Podkarpacki Bank Spółdzielczy → Podkarpacki Bank Spółdzielczy W Upadłości)
2008-02-21	Address change (Kościuszki 22, 38-500, Sanok → Mickiewicza 7, 38-500, Sanok)
2004-12-20	Name change (Podkarpacki Bank Spółdzielczy W Sanoku → Podkarpacki Bank Spółdzielczy)
2001-09-24	Entered in the register

FAQ

Last updated: 2026-04-02