Overview
Bank Spółdzielczy W Krzywdzie is a cooperative bank that offers consumer loans such as "Jesienna Gotówka 2025" and "Złota Jesień 2025". It provides banking services for individual clients, entrepreneurs, and farmers, along with a mobile banking application called NaszBank that includes features like BLIK payment requests. The bank also addresses customer complaints and operates several branches with specific service hours.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Industry
Bank accounts
Registered as a VAT taxpayer on 2003-12-31. Active
No bank accounts reported to the VAT Taxpayer Register.
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
4 public aid cases recorded, with a total value of $82,572.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Sep 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $8,403$8,403 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Jun 24, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $6,964$6,964 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $6,874$6,874 | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
2 tenders recorded as contractor, with a total value of $245,017.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Dec 29, 2023 | Udzielenie gminie krzywda kredytu długoterminowego do wysokości 1 000 000 zł | $77,123$77,123 | Gmina Krzywda | |
| Dec 21, 2021 | Udzielenie gminie krzywda kredytu długoterminowego do wysokości 4 830 000 zł | $167.9K$167,894 | Gmina Krzywda |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Cooperative bank | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board and an attorney-in-fact, or by two attorneys-in-fact, appointed directly by the management board. The declarations referred to in subsection 3 are made in such a way that the persons authorised to make them affix their signatures under the business name of the cooperative bank.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Jarosław Babiuch (55)  | President of the management board | |
Bogumiła Jalowska (65) | Vice-president of the management board | |
Krzysztof Józwik (47) | Vice-president of the management board |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy w ZgierzuCooperative | $9,180,361.60 | bszgierz.pl | ||
| Bank Spółdzielczy w SławnieCooperative | $7,826,070.90 | bsslawno.pl | ||
| Bank Spółdzielczy w ŻywcuCooperative | $6,902,102.48 | bs-zywiec.pl | ||
| Beskidzki Bank SpółdzielczyCooperative | $6,801,257.14 | bankbbs.pl | ||
| Bank Spółdzielczy w Krasnosielcu z Siedzibą w Makowie MazowieckimCooperative | $6,566,172.00 | bskrasnosielc.pl | ||
| Bank Spółdzielczy w ŁęcznejCooperative | $5,115,524.41 | bsleczna.pl | ||
| Bank Spółdzielczy w BłażowejCooperative | $5,069,014.53 | bs-blazowa.pl | ||
| Bank Spółdzielczy w KolbuszowejCooperative | $4,930,183.59 | bs-kolbuszowa.pl | ||
| Bank Spółdzielczy w Nowem N/WisłąCooperative | $3,971,468.16 | bsnowe.com.pl | ||
| Bank Spółdzielczy w GruduskuCooperative | $3,736,889.01 | bsgrudusk.pl |
Change history
| Date | Event | |
|---|---|---|
| 2009-08-31 | Address change (Łukowska 120, 21-470, Krzywda → Łukowska 39, 21-470, Krzywda) | |
| 2001-11-12 | Entered in the register |
FAQ
Last updated: 2026-04-29