Overview
Bank Polskiej Spółdzielczości is a financial institution that offers individual clients services such as currency exchange through its KantorBPS platform, personal loans including an ecological loan, and credit cards like the Mastercard APIS. The bank also provides promotional offers, such as e-vouchers and rewards for using specific payment methods. Additionally, clients can access banking services via mobile applications and online banking.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2002-04-16. Active
Narodowy Bank Polski48 1010 0039 1930 0005 1000 0000
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Jan 26, 2015 | Other notice | |
| Jan 28, 2014 | Other notice | |
| Jun 7, 2011 | Commercial Companies Code notice |
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Sep 23, 2020 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | —— | Bankowy Fundusz Gwarancyjny |
Tenders
10 tenders recorded as contractor: 2 national ($168,029) and 8 EU ($50,226,430).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Jul 15, 2026 | Udzielenie długoterminowego kredytu w wysokości 20 000 000,00 zł dla Miasta Gniezna wraz z jego obsługą | $2.5M$2,482,719 | Miasto Gniezno - Urząd Miejski w Gnieźnie | |
| Jan 16, 2026 | „Udzielenie i obsługa długoterminowego kredytu do wysokości 20.000.000,00 PLN na pokrycie planowanego deficytu”. | $2.7M$2,670,574 | Urząd Miasta Rumi | |
| Dec 17, 2025 | Udzielenie i obsługa kredytu długoterminowego do wysokości 10.000.000 PLN z przeznaczeniem na pokrycie planowanego deficytu oraz spłatę wcześniej zaciągniętych kredytów i pożyczek | $468.5K$468,504 | Gmina Starogard Gdański |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Bank | Active | |
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
1. Declarations of will on behalf of the bank are made jointly by: 1) two members of the management board; 2) one member of the management board jointly with a commercial proxy. 2. For performing activities on behalf of the bank, the management board may appoint attorneys-in-fact acting within the scope of the powers of attorney granted to them: independently or jointly with a person listed in paragraph 1 or another attorney-in-fact.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Artur Jakub Adamczyk (51)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Robert Banach (47) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Katarzyna Dziwulska (51) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Tomasz Gromada (43) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
| 3,376,553.21 USD | 100% | |||
BPS LeasingS.A. | 1,384,387.09 USD | 100% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank NowyS.A. | $157,373,715.53 | banknowy.pl | ||
| Polski Standard PłatnościS.A. | $122,934,203.92 | blik.com | ||
| BFF Bank S.P.A.Branch (foreign co.) | $99,794,073.33 | lokatafacto.pl | ||
| Profi Credit PolskaS.A. | $98,285,443.77 | proficredit.pl | ||
| Pekao Bank HipotecznyS.A. | $70,094,173.78 | pekaobh.pl | ||
| Toyota Bank PolskaS.A. | $68,871,450.03 | toyotabank.pl | ||
| Capital ServiceS.A. | $56,835,258.66 | capitalservice.pl | ||
| PIXOsp. z o.o. | $27,334,408.21 | pixopolska.pl | ||
| BNP Paribas Group Service CenterS.A. | $20,499,246.61 | bnpparibasgsc.pl | ||
| CashbillS.A. | $7,871,346.69 | cashbill.pl |
Change history
| Date | Event | |
|---|---|---|
| 2021-08-24 | Share capital change (438,025,241.00 PLN → 455,625,241.00 PLN) | |
| 2020-07-02 | Share capital change (437,026,518.00 PLN → 438,025,241.00 PLN) | |
| 2019-03-01 | Share capital change (436,467,474.00 PLN → 437,026,518.00 PLN) | |
| 2019-01-18 | Share capital change (433,949,810.00 PLN → 436,467,474.00 PLN) | |
| 2018-06-29 | Share capital change (431,416,236.00 PLN → 433,949,810.00 PLN) |
FAQ
Last updated: 2026-09-30