Overview
Nicolaus Bank Spółdzielczy W Toruniu is a bank that offers mobile banking, business accounts, and cash loans. It also features a unique café that combines a coffee shop with banking services, providing a space for work and client meetings. Additionally, the bank promotes investment loans and offers services tailored for young people, businesses, and agriculture.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Industry
Bank accounts
Registered as a VAT taxpayer on 1994-02-05. Active
45 1610 0006 0000 6552 2000 0008
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
8 public aid cases recorded, with a total value of $258,371.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $25$25 | Energa - Obrót S.A. | |
| Jan 3, 2025 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $27,555$27,555 | Toruńska Agencja Rozwoju Regionalnego S.A. | |
| Oct 26, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $5,272$5,272 | Prezydent Miasta Torunia |
Tenders
8 tenders recorded as contractor: 6 national ($765,205) and 2 EU ($2,084,606).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Oct 9, 2025 | Zaciągnięcie kredytu długoterminowego w wysokości do 7 285 459,21 zł | $1.3M$1,349,896 | Gmina Łubianka | |
| Dec 27, 2024 | Udzielenie Gminie Zławieś Wielka kredytu długoterminowego | $250.8K$250,781 | Gmina Zławieś Wielka | |
| Dec 23, 2024 | Zaciągnięcie długoterminowego kredytu bankowego w wysokości do 875 799,24 zł | $119.7K$119,733 | Gmina Łubianka |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Cooperative bank | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the bank are made by at least 2 members of the management board, or by 1 member of the management board and a person authorised for this purpose by the management board (an attorney-in-fact), or by 2 attorneys-in-fact appointed directly by the management board. A declaration of will when concluding bank account agreements referred to in Article 49(1) of the Banking Law is made by a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Tomasz Mieszczak (53)  | Other natural person. | |
Jacek Wójcik (51) | Other natural person. | |
Waldemar Zieliński (58) | Other natural person. |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy DusznikiCooperative | $48,891,860.85 | bsduszniki.pl | ||
| Bank Spółdzielczy w SztumieCooperative | $30,993,240.17 | bssztum.pl | ||
| Nadsański Bank SpółdzielczyCooperative | $27,817,228.05 | sanbank.pl | ||
| Bank Spółdzielczy w NamysłowieCooperative | $14,166,936.58 | bsnamyslow.com.pl | ||
| Bank Spółdzielczy w Nowym SączuCooperative | $11,800,127.83 | bsnowysacz.pl | ||
| Inobank Bank Spółdzielczy w InowrocławiuCooperative | $11,535,935.81 | inobank.pl | ||
| Bank Nakielski Bank Spółdzielczy w Nakle nad NoteciąCooperative | $10,508,539.07 | bsnaklo.pl | ||
| Bank Spółdzielczy w WięcborkuCooperative | $9,939,225.27 | bswiecbork.pl | ||
| Bank Spółdzielczy w PoniecuCooperative | $9,901,602.81 | bsponiec.pl | ||
| Bank Spółdzielczy w WolinieCooperative | $8,798,934.14 | bswolin.pl |
Change history
| Date | Event | |
|---|---|---|
| 2020-09-14 | Name change (Bank Spółdzielczy W Toruniu → Nicolaus Bank Spółdzielczy W Toruniu) | |
| 2007-01-30 | Address change (Mikołaja Reja 23c, 87-100, Toruń → Lelewela 33, 87-100, Toruń) | |
| 2003-11-04 | Name change (Bank Spółdzielczy → Bank Spółdzielczy W Toruniu) | |
| 2002-06-07 | Entered in the register |
FAQ
Last updated: 2026-06-11