Overview
Bank Spółdzielczy W Raciążu is a cooperative bank that offers various financial products including personal accounts, loans, and savings deposits. It provides services such as mobile banking, digital wallets, and a debit card for convenient transactions. Additionally, the bank promotes eco-friendly loans like Kredyt EKO and supports government programs such as the "Czyste Powietrze" initiative for upgrading heating systems.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Industry
Bank accounts
Registered as a VAT taxpayer on 1993-07-05. Active
05 1610 0006 2002 8233 0004 0002
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $47$47 | Energa - Obrót S.A. | |
| Dec 20, 2017 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $57,707$57,707 | Bankowy Fundusz Gwarancyjny | |
| Jun 21, 2017 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $57,707$57,707 | Bankowy Fundusz Gwarancyjny |
Tenders
1 tender recorded as contractor, with a total value of $82,345.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Oct 23, 2023 | "Udzielenie kredytu bankowego długoterminowego w wysokości 900 000,00zł. z przeznaczeniem na sfinansowanie planowanego deficytu budżetu związanego z realizacja inwestycji drogowych w 2023r." | $82,345$82,345 | Gmina Dzierzążnia |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Życie Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Insurance agent of INTERRISK Towarzystwo Ubezpieczeń Spółka Akcyjna Vienna Insurance Group | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by two members of the management board, or by one member of the management board and a person authorised by the management board (attorney-in-fact), or by two attorneys-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Mirosław Jabłonowski (46)  | Cooperative management board member | |
Piotr Janusz Pniewski (50) | Cooperative management board member | |
Piotr Rajkowski (49) | Cooperative management board member |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Rumia SpółdzielczyCooperative | $28,238,569.50 | bankrumia.pl | ||
| Bank Spółdzielczy w ŁosicachCooperative | $16,779,017.43 | bslosice.pl | ||
| Bank Spółdzielczy w SochaczewieCooperative | $16,546,765.92 | bssochaczew.pl | ||
| Bank Spółdzielczy w CzarnkowieCooperative | $15,206,842.11 | bsczarnkow.pl | ||
| Bank Spółdzielczy w KrasnymstawieCooperative | $15,036,169.77 | bskrasnystaw.pl | ||
| Bank Spółdzielczy w PrzysuszeCooperative | $13,092,764.29 | bsprzysucha.pl | ||
| Bank Spółdzielczy w Międzyrzecu PodlaskimCooperative | $10,929,706.69 | bsmiedzyrzec.pl | ||
| Bank Spółdzielczy w Rutce - TartakCooperative | $9,196,288.44 | bank.suwalki.pl | ||
| Bank Spółdzielczy w RaszynieCooperative | $8,053,294.70 | bsraszyn.pl | ||
| Bank Spółdzielczy w ParczewieCooperative | $6,915,910.15 | bs.com.pl |
FAQ
Last updated: 2026-07-02