What is the main business of Fst-Management?

The main business activity of Fst-Management focuses on activities of insurance agents and brokers.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on October 18, 2002.

Where is the headquarters located?

The headquarters is located at: ul. Gen. Jana Henryka Dąbrowskiego 2, 87-100 Toruń.

Who is on the management board?

The management board includes: Dariusz Marek Daraż (Vice President of the Management Board) and Przemysław Kazimierz Termiński (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 625,000 (approx. $168,828).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2023 to December 31, 2023.

What was the revenue?

The company reported a revenue of $2,156,156 in 2023, which is an increase of 7.6% compared to 2022.

No, the company recorded a net loss of $6,537,947 in 2023.

Which cost dominates operating expenses?

The largest operating cost category falls under employee remuneration. This category amounted to $747,735 in 2023, representing 43% of all operating expenses.

Fst-Managementsp. z o.o.

Activities of insurance agents and brokers

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2002-10-18

Share capital

625 000,00 PLN

Registered address

ul. Gen. Jana Henryka Dąbrowskiego 2, 87-100 Toruń, Poland

Electronic delivery address

AE:PL-39910-69159-SJWAS-29

Financials

Revenue history (in k)

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 2.46mMedianUSD 99.14kAverageUSD 1.22m

Net profit

This companyUSD 232.44kMedianUSD 5.47kAverageUSD 122.03k

Operating costs

This companyUSD 2.12mMedianUSD 80.48kAverageUSD 998.11k

Assets

This companyUSD 863.33kMedianUSD 50.24kAverageUSD 882.64k

Industry

Bank accounts

Registered as a VAT taxpayer on 2000-07-04. Active

ING Bank Śląski
53 1050 1979 1000 0090 3224 6598
ING Bank Śląski
40 1050 1025 1000 0090 8649 6388
ING Bank Śląski
31 1050 1979 1000 0090 3224 6606

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

Public aid

Grant date	Purpose	Gross amount	Granting body
Jul 9, 2025	De minimis aid (in accordance with Commission Regulation 2023/2831)	$4,623$4,623	Toruńska Agencja Rozwoju Regionalnego S.A.
May 14, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$116.4K$116,367	Polski Fundusz Rozwoju S.A.
Apr 8, 2019	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$7,944$7,944	Prezydent Miasta Torunia

Tenders

No recorded participation in tenders.

Regulatory authorisations

Authority	Type	Status
KNF	Reinsurance broker	Active
KNF	Insurance broker	Active

Authorized Representatives

Agata Daria Cyrkowska — Attorney-in-fact

Magdalena Anna Wiszniowska — Attorney-in-fact

Dariusz Marek Daraż — Vice President of the Management Board

Joanna Teresa Termińska — Attorney-in-fact

Przemysław Kazimierz Termiński — President of the Management Board

Manner of representation

In the event that a multi-member management board is appointed, declarations of will on behalf of the company require the joint action of two members of the management board, or the Vice-President of the Management Board jointly with a commercial proxy. In the event that a one-person management board is appointed, the sole member of the management board is authorised to make declarations of will on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
M.A.K. Ubezpieczenia sp. z o.o.	650	$87,790.38	52%
Przemysław Kazimierz Termiński (55)	350	$47,271.75	28%
Others	250	$33,765.53	20%

Beneficial owners

Person	Rights
Przemysław Kazimierz Termiński (55)	Shareholder of a limited liability company, 175000.0 PLN
Andrzej Wasilewski (54)	Beneficjent jest 100% udziałowcem spółki aw investments sp. z o.o., która z kolei jest 45,21% akcjonariuszem spółki mak investments s.a., która z kolei jest 100% udziałowcem mak services sp. z o.o., która z kolei jest 92% udziałowcem spółki "m.a.k. ubezpieczenia" sp. z o.o., która posiada 65% udziałów w fst - management sp. z o.o.

Subsidiaries

	Name	Share value	Stake
	Majkowski Brokerssp. z o.o.	18,098.33 USD	34.359%

Competitors

Name	Revenue	Website
CUK Ubezpieczeniasp. z o.o.	$65,171,532.03	cuk.pl
MentorS.A.	$19,180,982.60	mentor.pl
Inter-Brokersp. z o.o.	$5,836,333.32	interbroker.pl
Punktasp. z o.o.	$4,757,510.12	punkta.pl
Certumsp. z o.o.	$408,006.05	certum.biz.pl
Bizsurance Ubezpieczeniasp. z o.o.	$203,930.30	bizsurance.eu
SGC Brokersp. z o.o.	$152,382.23	sgcbroker.com
Twoje Zdrowie Ubezpieczeniasp. z o.o.	$52,357.01	twoje-zdrowie.pl
Bizsurance Partnerssp. z o.o.	$1,316.24	bizsurance.eu
ODFsp. z o.o.	—	odf.pl

Change history

Date	Event
2016-03-31	Address change (M. Skłodowskiej-Curie 41, 87-100, Toruń → Ul. Gen. Jana Henryka Dąbrowskiego 2, 87-100, Toruń)
2016-01-15	PKD change (Added: 66.19.Z)
2015-07-31	PKD change (Removed: 58.19.Z, 58.29.Z, 62.01.Z, 62.02.Z, 62.03.Z, 62.09.Z, 63.11.Z, 63.12.Z, 66.19.Z, 70.10.Z, 70.21.Z, 74.90.Z, 77.11.Z, 77.33.Z, 77.39.Z, 82.20.Z, 85.60.Z)
2012-05-02	Share capital change (250,000.00 PLN → 625,000.00 PLN)
2010-06-22	PKD change (Removed: 65.23.Z, 67.13.Z, 67.20.Z, 72.10.Z, 72.21.Z, 72.22.Z, 72.30.Z, 72.40.Z, 72.60.Z, 74.14.A, 74.14.B, 80.42.Z; Added: 58.19.Z, 58.29.Z, 62.01.Z, 62.02.Z, 62.03.Z, 62.09.Z, 63.11.Z, 63.12.Z, 63.99.Z, 66.19.Z, 66.21.Z, 66.22.Z, 66.29.Z, 69.10.Z, 70.10.Z, 70.21.Z, 70.22.Z, 74.90.Z, 77.11.Z, 77.33.Z, 77.39.Z, 82.11.Z, 82.20.Z, 82.99.Z, 85.60.Z)

FAQ

Last updated: 2026-07-17