Overview
Bank Spółdzielczy W Ruścu is a bank that offers online banking services and promotes housing loans with special financing conditions. It also provides family benefits under the "Rodzina 800+" program, allowing customers to apply online. Additionally, the bank engages in promotional activities and contests, such as the "Ferie z Orange na kartę."
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2014-01-31. Active
36 1610 1159 0000 6002 2000 0006
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
5 public aid cases recorded, with a total value of $79,941.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 9, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $305$305 | PGE Obrót S.A. | |
| Jun 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $6,595$6,595 | Prezes Zakładu Ubezpieczeń Społecznych | |
| May 30, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $6,516$6,516 | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Cooperative bank | Active | |
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the bank are made by at least two members of the management board, or by one member of the management board and a person authorised for this purpose by the management board (an attorney-in-fact), or by two attorneys-in-fact appointed directly by the management board, unless the provisions of the articles of association provide otherwise. Declarations of will on behalf of the bank when concluding bank account agreements referred to in Article 49(1) of the Banking Law are made by a member of the management board or an attorney-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights | |
|---|---|---|
Kamila Bartosik (34)  | Other natural person. | |
Tomasz Kaczmarek (48) | Other natural person. | |
Elżbieta Rudzka (63) | Other natural person. |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy w ZgierzuCooperative | $9,180,361.60 | bszgierz.pl | ||
| Bank Spółdzielczy w ŻywcuCooperative | $6,902,102.48 | bs-zywiec.pl | ||
| Bank Spółdzielczy w MiedźnejCooperative | $6,070,639.56 | bsmiedzna.pl | ||
| Bank Spółdzielczy w RzeszowieCooperative | $5,041,716.33 | bs.rzeszow.pl | ||
| Bank Spółdzielczy w KolbuszowejCooperative | $4,930,183.59 | bs-kolbuszowa.pl | ||
| Bank Spółdzielczy w Sokołowie MałopolskimCooperative | $3,856,689.90 | bssokolow.pl | ||
| Bank Spółdzielczy w GruduskuCooperative | $3,736,889.01 | bsgrudusk.pl | ||
| Bank Spółdzielczy w SzczebrzeszynieCooperative | $3,217,038.15 | bsszczebrzeszyn.pl | ||
| Bank Spółdzielczy w JutrosinieCooperative | $2,878,608.68 | bsjutrosin.pl | ||
| Bank Spółdzielczy w PrabutachCooperative | $2,626,853.52 | bsprabuty.pl |
Change history
| Date | Event | |
|---|---|---|
| 2016-02-01 | PKD change (Removed: 64.99.Z, 66.29.Z, 68.10.Z) | |
| 2014-06-09 | PKD change (Added: 66.29.Z) | |
| 2010-02-16 | PKD change (Removed: 65.12.A, 65.12.B, 65.2, 65.23.Z, 67.13.Z, 70.12.Z; Added: 64.19.Z, 64.99.Z, 66.19.Z, 68.10.Z) | |
| 2007-01-31 | Name change (Bank Spółdzielczy Z Siedzibą W Ruścu → Bank Spółdzielczy W Ruścu) | |
| 2007-01-31 | PKD change (Added: 65.2) |
FAQ
Last updated: 2026-03-21