
Overview
Esbank Bank Spółdzielczy serves individual customers, businesses, institutions and farmers. It offers accounts, loans, electronic banking, insurance, mobile apps, savings and payment cards, and operates branches and ATMs.
Financials
Revenue history (in m)
Filing timeliness
Financial statements were filed on time, on average 71 days early. All were audited by a statutory auditor.
- 202507/05/2026
- 202415/05/2025
- 202305/06/2024
- 202202/05/2023
- 202106/06/2022
- 202028/05/2021
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Public procurement
10 tenders recorded as contractor: 3 national ($168,821) and 7 EU ($72,297,657).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Dec 17, 2025 | Granting and servicing a long-term bank loan to finance the planned deficit related to the implementation of investment projects of Miasto Piotrków Trybunalski in 2025 and to repay previously incurred loans and borrowings, up to and including 40.000.000,00 PLN | $3.5M$3,459,294 | Miasto Piotrków Trybunalski | |
| Nov 18, 2025 | Granting of a long-term bank loan to Województwo Lubuskie in 2025 | $23.8M$23,828,878 | Urząd Marszałkowski Województwa Lubuskiego w Zielonej Górze | |
| Sep 26, 2025 | Taking out a long-term loan of up to 48 000 000,00 zł to finance the planned budget deficit of the Gmina and repay liabilities incurred | $7.6M$7,613,913 | Gmina Krzeszowice |
Esbank Bank Spółdzielczy is the contractor in 2 public sector contracts, worth USD 1.70k in total. All of them were signed with the same public buyer.
| Signed on | Subject | Amount | Public buyer | |
|---|---|---|---|---|
| Sep 23, 2026 | Bank account management and servicing | $567.26 | Zespół Szkolno-Przedszkolny w Sulmierzycach | |
| Sep 1, 2026 | Provision of bank accounts and related services. | $1,135 | Zespół Szkolno-Przedszkolny w Sulmierzycach |
Esbank Bank Spółdzielczy has been a party to 1 case before the National Appeal Chamber (since 2021).
| Date | Subject of dispute | Outcome | Other party | |
|---|---|---|---|---|
| Nov 2, 2021 | Bid security | Dismissed | Gmina Miasto Włocławek |
Trademarks
Esbank Bank Spółdzielczy holds 1 active trademark registered with the Polish Patent Office. The first mark was filed in 2011.
| Mark | Number | Classes | Status | Protected until | |
|---|---|---|---|---|---|
| esBanK BANK SPÓŁDZIELCZY | Z.387921 | 9, 16, 35, 36, 41, 42, 45 | Protected | Jul 15, 2031 |
| Mark | Protected until | |
|---|---|---|
| esBanK BANK SPÓŁDZIELCZY | Jul 15, 2031 |
Authorized Representatives
Manner of representation
Declarations of will on behalf of the cooperative bank are made by at least two members of the management board, or one member of the management board and a person authorized for this purpose by the management board (attorney-in-fact), or two attorneys-in-fact appointed directly by the management board.
Supervisory board
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Registered as a VAT taxpayer on 2003-11-01.
- 03 1610 0006 0000 7269 2000 0014
- 63 1610 1159 0000 7269 2000 0004
- 78 1610 0006 0000 7269 2000 0022
Debt
No entries in the National Debtors Register (KRZ).
Public aid
14 public aid cases recorded, with a total value of $94,691.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Aug 26, 2025 | De minimis aid (in accordance with Commission Regulation 2023/2831) | –– | STAROSTA POWIATU RADOMSZCZAŃSKIEGO | |
| Aug 17, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | –– | STAROSTA POWIATU RADOMSZCZAŃSKIEGO | |
| Jun 8, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | –– | STAROSTA POWIATU RADOMSZCZAŃSKIEGO |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Cooperative bank | Active | ||
| BDO register entry | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Bank Spółdzielczy Rzemiosła w KrakowieCooperative | $53,333,359.29 | bsr.krakow.pl | ||
| Bank Spółdzielczy Ziemi Łowickiej w ŁowiczuCooperative | $29,217,535.22 | bszl.com.pl | ||
| Bank Spółdzielczy w SochaczewieCooperative | $16,684,452.59 | bssochaczew.pl | ||
| ABS Bank SpółdzielczyCooperative | $15,438,498.89 | absbank.pl | ||
| Naturobank Bank SpółdzielczyCooperative | $13,761,407.63 | naturobank.pl | ||
| Kaszubski Bank SpółdzielczyCooperative | $13,495,181.90 | bank-kaszubski.pl | ||
| Inobank Bank Spółdzielczy w InowrocławiuCooperative | $11,535,935.81 | inobank.pl | ||
| Bank Spółdzielczy w SkoczowieCooperative | $10,505,072.25 | bs.skoczow.pl | ||
| Bank Spółdzielczy w Grodzisku WielkopolskimCooperative | $10,497,032.84 | bsgrodzisk.pl | ||
| Bank Spółdzielczy w PoniecuCooperative | $9,901,602.81 | bsponiec.pl |
Change history
| Date | Event | |
|---|---|---|
| 2015-07-14 | Address change (Pułaskiego 11, 97-500, Radomsko → Ul. Tysiąclecia 4, 97-500, Radomsko) | |
| 2013-02-12 | PKD change (Removed: 65.12.A, 65.12.B, 65.23.Z, 67.13.Z, 70.12.Z, 91.33.Z; Added: 64.19.Z, 64.99.Z, 66.19.Z, 66.22.Z, 68.10.Z) | |
| 2009-04-27 | Name change (Bank Spółdzielczy W Radomsku → Esbank Bank Spółdzielczy) | |
| 2003-01-13 | Entered in the register |
FAQ
Last updated: 2026-10-19