What is the main business of Spółdzielnia Bank Spółdzielczy w Tucholi?

The main business activity of the cooperative focuses on other monetary intermediation.

When was the cooperative founded?

The cooperative was registered in the Polish National Court Register (KRS) on February 26, 2003.

Where is the headquarters located?

The headquarters is located at: Świecka 15, 89-500 Tuchola.

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What revenue was generated?

In 2024, the cooperative generated total revenue of $3,589,006, representing an increase of 47.9% compared to 2023.

Yes, in 2024 the cooperative was profitable, achieving a net profit of $1,068,853, meaning the cooperative increased its profit by 3.5%.

Bank Spółdzielczy w TucholiCooperative

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2003-02-26

Activity description

Bank Spółdzielczy w Tucholi has operated since 1868, serving individual customers, businesses and institutions. It has branches in Tuchola and Kęsowo and offers mobile and online banking, as well as BLIK, Google Pay and Apple Pay payments.

Registered address

Świecka 15/-, 89-500 Tuchola, Poland

Website

bstuchola.pl

Phone

Electronic delivery address

AE:PL-74269-42433-VGGVE-21

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 55 days early. All were audited by a statutory auditor.

202507/07/2026
202426/05/2025
202330/04/2024
202228/04/2023
202127/06/2022
202006/07/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs voivodeship

Revenue

This companyUSD 3.10mMedianUSD 199.96kAverageUSD 3.75m

Net profit

This companyUSD 846.93kMedianUSD 5.24kAverageUSD 166.12k

Operating costs

This companyUSD 196.22kMedianUSD 174.75kAverageUSD 3.43m

Assets

This companyUSD 50.78mMedianUSD 175.42kAverageUSD 3.41m

Industry

Acceptance of deposits repayable on demand or at a specified maturity and maintenance of accounts for those deposits (64.19.Z)Primary
Acquisition and disposal of real estate (68.10.Z)

Offer

Bank accounts
Loans
Online banking
Mobile banking

Public procurement

3 tenders recorded as contractor: 2 national ($253,748) and 1 EU ($2,288,894).

Publication date	Subject	Amount	Contracting authority
Jan 16, 2024	Award and servicing of a long-term loan of up to 40.000.000,00 PLN to cover the planned budget deficit	$2.3M$2,288,894	Gmina Żukowo
Oct 17, 2023	Granting Gmina Tuchola a long-term loan of up to 3 414 750,00 zł	$213.3K$213,308	Gmina Tuchola
Jul 22, 2021	Granting Gmina Tuchola a long-term loan of up to 4 386 412 zł	$40,440$40,440	Gmina Tuchola

Signed on	Subject	Amount	Public buyer
Sep 28, 2026	Long-term loan of PLN 2 500 000,00 to finance the planned municipal budget deficit in 2026	$284,415	Gmina Kęsowo

Authorized Representatives

Bogumiła Bełdzikowska – President of the Management Board

Natalia Grudzina Pazurek – Vice President of the Management Board

Monika Weltrowska – Vice President of the Management Board

Manner of representation

Declarations of will on behalf of the bank are made by at least 2 (two) members of the management board, or by 1 (one) member of the management board together with a person authorized thereto by the management board (attorney-in-fact), or by 2 (two) commercial proxies appointed directly by the management board. Declarations of will on behalf of the bank when entering into bank account agreements referred to in Article 49(1) of the Banking Law are made by a member of the management board or a commercial proxy appointed directly by the management board.

Supervisory board

Eliasz Stefan Adamczewski – Supervisory Board Member

Andrzej Marian Pogorzelczyk – Supervisory Board Member

Bogdan Benedykt Błażejewski – Supervisory Board Member

Stanisław Czapiewski – Supervisory Board Member

Ewa Olejnik – Supervisory Board Member

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 1993-07-05.

SGB-Bank S.A. (Spółdzielcza Grupa Bankowa)
33 1610 0006 0000 2046 2000 0005

Debt

No entries in the National Debtors Register (KRZ).

Public aid

5 public aid cases recorded, with a total value of $67,056.

Grant date	Purpose	Gross amount	Granting body
Jan 16, 2024	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$2,526$2,526	STAROSTA POWIATU TUCHOLSKIEGO
Jan 10, 2024	De minimis aid (in accordance with Commission Regulation 2023/2831)	$560$560	STAROSTA POWIATU TUCHOLSKIEGO
Mar 4, 2022	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$1,866$1,866	STAROSTA POWIATU TUCHOLSKIEGO

Regulatory authorisations

Authority	Type	Status
KNF	Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna	Active
KNF	Cooperative bank	Active

Competitors

Name	Revenue	Website
Bank Spółdzielczy w StrzyżowieCooperative	$7,913,700.62	bsstrzyzow.pl
Bank Spółdzielczy w KłodzkuCooperative	$7,094,242.93	bsklodzko.pl
Bank Spółdzielczy w ŻywcuCooperative	$6,902,102.48	bs-zywiec.pl
Bank Spółdzielczy w PrudnikuCooperative	$6,397,836.70	bsprudnik.pl
Bank Spółdzielczy w Sędziszowie Młp.Cooperative	$3,970,292.77	bssedziszow.pl
Bank Spółdzielczy w SzubinieCooperative	$3,822,723.34	bsszubin.pl
Bank Spółdzielczy w TyczynieCooperative	$3,679,715.14	bstyczyn.pl
Bank Spółdzielczy w ŁapachCooperative	$3,625,127.45	bslapy.pl
Bank Spółdzielczy w LeżajskuCooperative	$3,461,782.40	bslezajsk.pl
Bank Spółdzielczy w Golubiu-DobrzyniuCooperative	$2,940,307.72	bsgolubdobrzyn.pl