Bydgoski Fundusz Poręczeń Kredytowychsp. z o.o.
Other financial service activities, except insurance and pension funding not elsewhere
Overview
Bydgoski Fundusz Poręczeń Kredytowych is a company that provides guarantees for payment of deposits, proper execution of contracts, removal of defects, and advance payments specifically for micro, small, and medium enterprises. Established in 2003, it collaborates with banks and financial institutions to enhance the participation of businesses in tenders and support local entrepreneurship in the Kujawsko-Pomorskie region. The fund has expanded its services and capital through partnerships and financial support from various institutions over the years.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2008-11-01. Active
18 1600 1185 1029 2288 1000 0006- 50 2030 0045 1110 0000 0174 6660
- 76 2030 0045 1110 0000 0174 2700
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Authorized Representatives
Manner of representation
To represent the company, including performing legal acts in its name, each member of the company’s management board is authorised independently.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Norni Sp. z o.o. Sp. K. | 8,039 | $1,635,161.26 | 100% |
Beneficial owners
| Person | Rights | |
|---|---|---|
Paweł Norkiewicz (52)  | Shareholder of a limited liability company, 6053367.0 PLN |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| KUKE FinanceS.A. | $21,014,016.90 | kuke-finance.pl | ||
| EfaktorS.A. | $18,048,886.92 | efaktor.com.pl | ||
| Fundusz GórnośląskiS.A. | $10,558,515.93 | fgsa.pl | ||
| Narodowy Fundusz GwarancyjnyS.A. | $10,512,131.87 | nfg.pl | ||
| Cross FinanceS.A. | $7,313,634.57 | crossfinance.com.pl | ||
| Fundusz Rozwoju i Promocji Województwa WielkopolskiegoS.A. | $7,310,121.00 | fripww.pl | ||
| Polfund Fundusz Poręczeń KredytowychS.A. | $5,318,246.87 | polfund.com.pl | ||
| Kujawsko-Pomorski Fundusz Pożyczkowysp. z o.o. | $3,954,225.49 | kpfp.org.pl | ||
| AOW FaktoringS.A. | $3,202,084.82 | aow.pl | ||
| SGB FaktoringS.A. | $2,947,661.61 | faktorzy.com.pl |
Change history
| Date | Event | |
|---|---|---|
| 2026-03-25 | PKD change (Removed: 70.22.Z, 85.59.B; Added: 66.22.Z, 70.20.Z, 85.59.D) | |
| 2014-09-19 | Share capital change (6,047,000.00 PLN → 6,053,367.00 PLN) | |
| 2011-08-17 | Share capital change (5,047,000.00 PLN → 6,047,000.00 PLN) | |
| 2008-07-22 | Share capital change (2,999,000.00 PLN → 5,047,000.00 PLN) | |
| 2008-07-22 | PKD change (Removed: 65.23.Z, 67.13.Z, 74.14.A, 80.42.Z; Added: 64.99.Z, 66.19.Z, 68.20.Z, 70.22.Z, 85.59.B) |
FAQ
Last updated: 2026-09-17