Overview
Smartney Grupa Oney is a company that offers online cash loans and consolidation loans, with amounts available up to 150,000 PLN for terms of up to 10 years. Customers can apply for loans through a simple online process that involves logging into their bank accounts.
Financials
The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
News
Smartney Group Oney partners the 1st Forward by Cashless Congress 2026
"IT CAN BE DONE! Poles in action" – Smartney publishes report on home renovations, renovation costs and budget planning
Smartney Grupa Oney on the Map of Polish Fintech 2026
BIK once again honors Smartney Grupa Oney for "Responsible Financing"
Smartney Grupa Oney awarded HR Quality Award 2026 certificate
Smartney Grupa Oney with the Golden Consumer Laurel 2026
Industry
Bank accounts
Registered as a VAT taxpayer on 2004-04-16. Active
03 1600 1462 1823 6288 9000 0004- 08 1600 1462 1823 6288 9000 0011
20 1840 0007 2212 6330 0800 1019
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Dec 28, 2023 | Commercial Companies Code notice | |
| Dec 13, 2023 | Bankruptcy notice | |
| Sep 29, 2023 | Dissolution without liquidation opened | |
| Apr 10, 2020 | Call to creditors | |
| Aug 21, 2018 | Call to creditors |
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Lending institution | Active | |
| KNF | Consumer credit intermediary | Active | |
| KNF | Agent BillBird S.A. | Inactive |
Authorized Representatives
Manner of representation
In the case of a one-person management board, the company is represented by the President of the Management Board acting independently. In the case of a multi-member management board, the company is represented by the President of the Management Board acting independently, two members of the management board acting jointly, or a member of the management board acting jointly with a commercial proxy.
Supervisory board
Ownership
| Owner |
|---|
Oney Bank Société Anonyme (sa) |
Beneficial owners
| Person | Rights |
|---|---|
Katarzyna Jóźwik (52)  | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). |
Subsidiaries
| Name | Share value | Stake | |
|---|---|---|---|
ONEY Servicessp. z o.o. | 70,232.31 USD | 100% |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Bank NowyS.A. | $157,373,715.53 | banknowy.pl | |
| Profi Credit PolskaS.A. | $74,991,490.45 | proficredit.pl | |
| Capital ServiceS.A. | $56,835,258.66 | capitalservice.pl | |
| PragmagoS.A. | $36,694,374.69 | pragmago.pl | |
| PIXOsp. z o.o. | $27,334,408.21 | pixopolska.pl | |
| Wonga.Plsp. z o.o. | $21,905,897.45 | wonga.pl | |
| Aventus Groupsp. z o.o. | $16,703,994.24 | aventusgroup.pl | |
| Arena Financesp. z o.o. | $13,864,905.78 | arenafinance.eu | |
| AssetaS.A. | $12,178,247.63 | asseta.pl | |
| Kancelaria SigniS.A. | $9,073,503.81 | kancelaria-signi.pl |
Change history
| Date | Event |
|---|---|
| 2023-12-13 | Address change (Ogrodowa 58, 00-876, Warszawa → Ul. Krakowiaków 44, 02-255, Warszawa) |
| 2023-12-13 | PKD change (Removed: 73.20; Added: 82.91.Z) |
| 2023-12-01 | Share capital change (1,800,000.00 PLN → 4,383,360.00 PLN) |
| 2023-12-01 | Name change (Oney Polska → Smartney Grupa Oney) |
| 2023-12-01 | PKD change (Removed: 66.21.Z, 73.12.B, 73.12.C; Added: 70.10.Z, 73.20, 74.90.Z) |
FAQ
Last updated: 2026-06-30