Overview
Capital Service is a company that provides cash loans and instant credit services. It has been financing customer needs since 1999 and is recognized as a leader in the cash loan market in Poland. The company adheres to ethical standards in the financial industry and has received awards for responsible financing.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Code of Good Practices
Capital Service awarded by BIK for "Responsible Financing"!
10th edition of Loan Magazine Awards.
European Search Awards 2024: Capital Service S.A. & AdPeak winners in Best Use of Search – Finance category
ZPF Certificate once again at Capital Service S.A.
Loan Magazine Awards 2024 with participation of Capital Service S.A.
Industry
Bank accounts
Registered as a VAT taxpayer on 2012-04-12. Active
88 1020 3541 0000 5202 0391 6426- 91 1020 3541 0000 5602 0391 6467
57 1320 0019 4455 6677 2000 0002
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
20 public aid cases recorded, with a total value of $165,830.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jun 15, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $6,928$6,928 | STAROSTA POWIATU OSTROŁĘKA | |
| Mar 17, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $11,618$11,618 | Marszałek Województwa Mazowieckiego | |
| Jan 12, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $16,573$16,573 | Marszałek Województwa Mazowieckiego |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Small payment institution | Active | |
| KNF | Lending institution | Active | |
| KNF | Consumer credit intermediary | Active |
Authorized Representatives
Manner of representation
The following are authorised to submit declarations of will on behalf of the company: the President of the Management Board independently, two members of the management board acting jointly, one member of the management board acting jointly with a commercial proxy, or a commercial proxy independently.
Supervisory board
Beneficial owners
| Person | Rights |
|---|---|
Kazimierz Dziełak (52)  | Shareholder of a joint-stock company, 92.5% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Profi Credit PolskaS.A. | $74,991,490.45 | proficredit.pl | ||
| PragmagoS.A. | $36,694,374.69 | pragmago.pl | ||
| KUKE FinanceS.A. | $21,014,016.90 | kuke-finance.pl | ||
| EfaktorS.A. | $18,048,886.92 | efaktor.com.pl | ||
| Aventus Groupsp. z o.o. | $16,703,994.24 | aventusgroup.pl | ||
| Arena Financesp. z o.o. | $13,864,905.78 | arenafinance.eu | ||
| Bydgoski Fundusz Poręczeń Kredytowychsp. z o.o. | $7,841,663.89 | bfpk.bydgoszcz.pl | ||
| Cross FinanceS.A. | $7,313,634.57 | crossfinance.com.pl | ||
| KASA Boomsp. z o.o. | $6,777,768.43 | kasaboom.pl |
Change history
| Date | Event | |
|---|---|---|
| 2021-03-01 | Name change (Capital Service Spółka Akcyjna W Restrukturyzacji → Capital Service) | |
| 2021-02-23 | Name change (Capital Service → Capital Service Spółka Akcyjna W Restrukturyzacji) | |
| 2015-02-27 | PKD change (Removed: 45.11.Z, 53.20.Z, 58.21.Z, 58.29.Z, 61.10.Z, 61.20.Z, 61.30.Z, 61.90.Z, 62.02.Z, 62.03.Z, 62.09.Z, 63.11.Z, 66.11.Z, 66.21.Z, 70.21.Z, 70.22.Z, 74.30.Z, 77.11.Z, 77.29.Z, 82.11.Z, 82.19.Z, 82.20.Z, 82.30.Z, 82.99.Z, 85.59.B, 91.01.A; Added: 46.72.Z, 56.10.B) | |
| 2013-05-23 | PKD change (Added: 77.29.Z, 82.91.Z, 85.59.B, 91.01.A) | |
| 2012-01-02 | Entered in the register |
FAQ
Last updated: 2026-07-04