Overview
Kujawsko-Pomorski Fundusz Pożyczkowy is a company that provides various types of loans and grants to support small and medium-sized enterprises (SMEs) in the Kujawsko-Pomorskie region. It offers development loans up to 5 million PLN, working capital loans up to 150,000 PLN, and investment loans up to 1 million PLN. Additionally, it provides office rental spaces and conference rooms in major cities like Bydgoszcz, Toruń, and Włocławek.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
News
Industry
Bank accounts
Registered as a VAT taxpayer on 2004-12-02. Active
Bank Gospodarstwa Krajowego51 1130 1075 0002 6124 2320 0059
60 1160 2202 0000 0003 3681 7189
05 1090 2590 0000 0001 6631 1645
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Dec 15, 2020 | Call to creditors |
Public aid
4 public aid cases recorded, with a total value of $2,105,341.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jul 16, 2024 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $30,133$30,133 | Marszałek Województwa Kujawsko-Pomorskiego | |
| Sep 2, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $2,259$2,259 | Marszałek Województwa Kujawsko-Pomorskiego | |
| Dec 4, 2020 | Investment aid for local infrastructures | $2.0M$1,978,518 | MARSZAŁEK KUJAWSKO-POMORSKI |
European Funds
7 projects co-financed from European Funds recorded, with total EU co-financing of $58,996,313.
| Start | Project | EU co-financing | Programme | |
|---|---|---|---|---|
| 2025-06-01 | Wzrost efektywności energetycznej budynku Kujawsko-Pomorskiego Funduszu Pożyczkowego Sp. z o.o. przy ul. Sienkiewicza 38 w Toruniu | $2.0M$1,953,969 | Fundusze Europejskie dla Kujaw i Pomorza 2021-2027 | |
| 2024-09-01 | Akredytacja usług instytucji otoczenia biznesu oraz wsparcie dla przedsiębiorstw na zakup akredytowanych usług doradczych | $3.4M$3,363,304 | Fundusze Europejskie dla Kujaw i Pomorza 2021-2027 | |
| 2023-01-02 | Fundusz Badań i Wdrożeń 3.0 | $22.8M$22,832,627 | Fundusze Europejskie dla Kujaw i Pomorza 2021-2027 |
Tenders
10 tenders recorded as contractor: 7 national ($13,900,420) and 3 EU ($2,106,630), and 18 as contracting authority.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Dec 17, 2025 | Wybór Pośrednika Finansowego w celu ustanowienia i zarządzania Funduszem Szczegółowym dla Pożyczek w ramach Działania 2.5 FEdKP 2021-2027 | $4.7M$4,661,096 | Kujawsko-Pomorski Fundusz Rozwoju sp. z o.o. | |
| May 28, 2025 | Realizacja usług mentoringowych w trzech modułach: I. zajęcia dla uczniów szkół branżowych i technicznych, II. Konsultacje dla osób planujących uruchomienie działalności gospodarczej, III. spotkania dla studentów oraz osób prowadzących działalność gospodarczą | $1.1M$1,056,404 | Województwo Kujawsko-Pomorskie | |
| May 27, 2025 | Realizacja usług mentoringowych w trzech modułach | $1.1M$1,056,404 | Województwo Kujawsko-Pomorskie |
Authorized Representatives
Manner of representation
The following persons are authorized to submit declarations of will on behalf of the company: in the case of a one-person management board, the President of the Management Board independently; in the case of a two-member or three-member management board, 2 (two) members of the management board acting jointly or a member of the management board jointly with a commercial proxy.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Województwo Kujawsko-pomorskie | 31,629 | $8,543,760.13 | 100% |
Beneficial owners
10 beneficial owners recorded in CRBR.
| Person | Rights | |
|---|---|---|
Piotr Całbecki (59)  | Natural person holding a senior management position in a parent entity (e.g. parent company). | |
Aneta Jędrzejewska (51) | Natural person holding a senior management position in a parent entity (e.g. parent company). | |
Dariusz Kurzawa (50) | Natural person holding a senior management position in a parent entity (e.g. parent company). | |
Anna Maria Lenz (41) | Natural person exercising control on behalf of a supervisory body. | |
Zbigniew Ostrowski (71) | Natural person holding a senior management position in a parent entity (e.g. parent company). | |
Mirosława Ślusarczyk (71) | Natural person exercising control on behalf of a supervisory body. | |
Monika Szelc (51) | Natural person holding a senior management position (AML Act art. 2(2)(1)(a) indent 5). | |
Łukasz Walkusz (45) | Natural person exercising control on behalf of a supervisory body. |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Fundusz GórnośląskiS.A. | $10,558,515.93 | fgsa.pl | ||
| Bydgoski Fundusz Poręczeń Kredytowychsp. z o.o. | $7,841,663.89 | bfpk.bydgoszcz.pl | ||
| Polfund Fundusz Poręczeń KredytowychS.A. | $5,318,246.87 | polfund.com.pl | ||
| Towarzystwo Inwestycji Społeczno-EkonomicznychS.A. | $5,185,805.52 | tise.pl | ||
| WealthonS.A. | $3,999,586.30 | wealthon.com | ||
| Kujawsko-Pomorski Fundusz Rozwojusp. z o.o. | $2,489,458.20 | kpfr.pl | ||
| Podkarpacki Fundusz Rozwojusp. z o.o. | $2,148,912.80 | pfr-podkarpackie.pl | ||
| Lubelski Regionalny Fundusz Rozwojusp. z o.o. | $2,056,252.84 | lrfr-lubelskie.pl | ||
| Regionalne Towarzystwo InwestycyjneS.A. | $1,955,816.58 | rti.dzierzgon.com.pl | ||
| Fundusz Pomeraniasp. z o.o. | $1,711,588.93 | funduszpomerania.pl |
Change history
| Date | Event | |
|---|---|---|
| 2025-04-10 | PKD change (Removed: 61.90.Z, 64.92.Z, 69.20.Z, 70.22.Z, 77.33.Z, 82.11.Z, 82.99.Z; Added: 64.92.B, 69.20.A, 70.20.Z, 82.10.Z, 82.99.B, 85.59.B, 85.59.D) | |
| 2024-04-02 | Share capital change (31,069,000.00 PLN → 31,629,000.00 PLN) | |
| 2023-12-14 | Share capital change (28,896,000.00 PLN → 31,069,000.00 PLN) | |
| 2022-08-04 | Share capital change (26,896,000.00 PLN → 28,896,000.00 PLN) | |
| 2021-07-08 | Share capital change (25,042,000.00 PLN → 26,896,000.00 PLN) |
FAQ
Last updated: 2026-06-03