What is the main business of NAP Invest Kredyt?

The main business activity of NAP Invest Kredyt focuses on other credit granting.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on June 30, 2011.

Where is the headquarters located?

The headquarters is located at: ul. Osmańska 12, 02-823 Warszawa.

Who is on the management board?

The management board consists of: Kazimierz Janusz Napiórkowski (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 26,600,000 (approx. $7.2 million).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

How much revenue was generated?

The company reported a revenue of $14,823,931 in 2024, which is an increase of 37.3% compared to 2023.

Is the company profitable?

Yes, in 2024 the company was profitable, achieving a net profit of $4,782,762.

What is the main operating cost?

The largest operating cost category falls under employee remuneration. This category amounted to $130,899 in 2024, representing 59% of all operating expenses.

NAP Invest Kredytsp. z o.o.

Other credit granting

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2011-06-30

Share capital

26,600,000.00 PLN

Registered address

ul. Osmańska 12, 02-823 Warszawa, Poland

Website

napollokorporacyjny.pl

Electronic delivery address

AE:PL-37039-93387-SBAAV-11

Financials

Revenue history (in m)

From the notes

Current income tax (CIT due)

$606,577

Filing timeliness

2 of 6 financial statements were filed late (the longest delay 32 days for 2021). 2 of 6 audited by a statutory auditor.

202509/07/2026
202411/06/2025
202317/07/2024
202205/07/2023
202116/08/2022
202024/08/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, city, voivodeship and across Poland in 2025.

Industry · Other credit granting32 / 779

Top 4.1%

Division · Financial service activities, except insurance and pension funding74 / 1,927

Top 3.8%

Sector · Financial and insurance activities93 / 1,957

Top 4.8%

City · Warszawa3,889 / 56,967

Top 6.8%

Voivodeship · Mazowieckie5,443 / 77,130

Top 7.1%

Country · Poland19,865 / 297,932

Top 6.7%

Results vs industry

Revenue

This companyUSD 9.58mMedianUSD 112.17kAverageUSD 4.09m

Net profit

This companyUSD 3.99mMedianUSD 6.18kAverageUSD 9.33k

Operating costs

This companyUSD 262.46kMedianUSD 44.34kAverageUSD 3.02m

Assets

This companyUSD 186.17mMedianUSD 372.28kAverageUSD 27.14m

Industry

Authorized Representatives

Kazimierz Janusz Napiórkowskiage 56 – President of the Management Board

Manner of representation

In the case of a one-person management board, one member of the management board acts independently. In the case of a multi-member management board, the joint action of two members of the management board together, or of one member of the management board and a commercial proxy, is required.

Ownership

Owner	Shares	Share value	Stake
Jnap Holding B.v.	53,200	$7,185,305.24	100%

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2011-07-01.

mBank
98 1140 1010 0000 5368 1500 1001
mBank
71 1140 1010 0000 5368 1500 1002

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
LM PayS.A.	$7,041,862.81	mediraty.pl
KASA Boomsp. z o.o.	$6,777,768.43	kasaboom.pl
Okam IncityS.K.A.	$5,797,313.10	incity.com.pl
Towarzystwo Inwestycji Społeczno-EkonomicznychS.A.	$5,185,805.52	tise.pl
WealthonS.A.	$3,999,586.30	wealthon.com
Novina Pozyczkihipoteczne.EuS.A.	$2,793,028.93	novinasa.pl
Alfa Pro CapitalS.K.A.	$1,277,753.39	alfaprocapital.pl
Autokapital.Pl 2sp. z o.o.	$1,210,692.72	autokapital.pl
Nord FinanceS.A.	$1,063,423.01	nordfinance.com.pl
Beta Pro CapitalS.K.A.	$862,226.20	betaprocapital.pl

Change history

Date	Event
2025-12-12	Share capital increase (26,595,000.00 PLN → 26,600,000.00 PLN)
2025-05-21	Share capital increase (26,590,000.00 PLN → 26,595,000.00 PLN)
2024-04-15	Share capital increase (26,585,000.00 PLN → 26,590,000.00 PLN)
2023-09-05	Share capital increase (26,580,000.00 PLN → 26,585,000.00 PLN)
2023-04-21	Share capital increase (26,575,000.00 PLN → 26,580,000.00 PLN)

FAQ

Last updated: 2026-07-15