When was the company founded?

The company was registered in the Polish National Court Register (KRS) on February 29, 2012.

Where is the headquarters located?

The headquarters is located at: ul. Kalwaryjska 63, 30-504 Kraków.

Who is on the management board?

The management board consists of: Katarzyna Agnieszka Zaitz Żak (Member of the Management Board) and Krzysztof Artur Żak (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 50,000 (approx. $13,506).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What was the revenue?

The company reported a revenue of $252,693 in 2024, which is an increase of 102.5% compared to 2023.

Yes, in 2024 the company was profitable, achieving a net profit of $451.

What is the main operating cost?

The largest operating cost category falls under external services. This category amounted to $230,916 in 2024, representing 95% of all operating expenses.

Creditssp. z o.o.

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2012-02-29

Share capital

50 000,00 PLN

Activity description

Credits is a local mortgage broker that provides professional credit intermediation services, helping clients secure mortgage loans for homes, apartments, and plots of land. They assist in verifying creditworthiness, compiling necessary documents, and obtaining the best offers from a wide range of banks. Additionally, they offer tailored support for families with children and couples, optimizing loan conditions to reduce overall costs.

Registered address

ul. Kalwaryjska 63/2a, 30-504 Kraków, Poland

Website

credits.biz.pl

Phone

Financials

Revenue history (in k)

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 240.39kMedianUSD 56.55kAverageUSD 1.24m

Net profit

This companyUSD -16.59kMedianUSD 803.29AverageUSD 98.70k

Operating costs

This companyUSD 256.39kMedianUSD 51.30kAverageUSD 1.05m

Assets

This companyUSD 24.48kMedianUSD 52.93kAverageUSD 962.27k

Industry

Bank accounts

Registered as a VAT taxpayer on 2020-05-04. Active

mBank
66 1140 2004 0000 3102 7822 6263

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

Public aid

Grant date	Purpose	Gross amount	Granting body
Jun 16, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$1,282$1,282	Prezydent Miasta Kraków

Tenders

No recorded participation in tenders.

Regulatory authorisations

Authority	Type	Status
KNF	Mortgage intermediary agent	Active
KNF	Consumer credit intermediary	Active

Authorized Representatives

Katarzyna Zaitz Żak — Management Board Member

Krzysztof Artur Żak — President of the Management Board

Manner of representation

Each member of the management board is authorised to make declarations on behalf of the company independently

Ownership

Owner	Shares	Share value	Stake
Katarzyna Agnieszka Zaitz Żak (41)	10	$1,350.62	10%
Krzysztof Artur Żak (40)	90	$12,155.59	90%

Krzysztof Artur Żak and Katarzyna Agnieszka Zaitz Żak hold a combined 100% – the ownership structure indicates family control.

Beneficial owners

Person	Rights
Krzysztof Artur Żak (40)	Shareholder of a limited liability company, 45000.0 PLN

Competitors

Name	Revenue	Website
THE Black Horsesp. z o.o.	$1,259,108.63	theblackhorse.pl
Wealth Cornersp. z o.o.	$92,815.96	wealthcorner.pl
Bankieriasp. z o.o.	$82,643.00	spolka.bankieria.pl
Loandosp. z o.o.	$39,019.33	loando.pl

Change history

Date	Event
2019-01-17	Address change (Ul. Śliska 16/4, 30-516, Kraków → Ul. Kalwaryjska 63/2a, 30-504, Kraków)
2016-12-28	Address change (Pl. Bohaterów Getta 17, 30-547, Kraków → Ul. Śliska 16/4, 30-516, Kraków)
2015-03-26	Address change (Bocheńska 2a, 31-061, Kraków → Pl. Bohaterów Getta 17, 30-547, Kraków)
2015-03-26	Name change (Eu4ya Credits → Credits)
2012-02-29	Entered in the register

FAQ

Last updated: 2026-04-22