
Overview
Business Funds is a company that provides loans secured by real estate for businesses in Poland, with amounts ranging from 100,000 PLN to 2,000,000 PLN and financing periods of up to 18 months. They cater to various business entities, including sole proprietorships and partnerships, and offer flexible repayment schedules with minimal formalities. Their services include financing for diverse purposes, such as settling tax obligations and supporting businesses experiencing a decline in income.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2013-09-01. Active
88 1020 2313 0000 3202 1181 7659
95 1020 2313 0000 3602 0625 8364
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jul 30, 2026 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $19,449$19,449 | Prezes Banku Gospodarstwa Krajowego | |
| Apr 15, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $7,286$7,286 | Prezes Banku Gospodarstwa Krajowego | |
| May 4, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | Prezydent Miasta Katowice |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Mortgage intermediary agent | Active | ||
| Consumer credit intermediary | Active |
Authorized Representatives
Manner of representation
Each member of the management board is authorized to make declarations of will on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Magdalena Kołodziejczyk (45) | 50 | $675.31 | 50% |
Tomasz Piotr Kołodziejczyk (46) | 50 | $675.31 | 50% |
Magdalena Kołodziejczyk and Tomasz Piotr Kołodziejczyk hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights | |
|---|---|---|
Magdalena Kołodziejczyk (45) | Shareholder of a limited liability company, 2500.0 PLN | |
Tomasz Piotr Kołodziejczyk (46) | Shareholder of a limited liability company, 2500.0 PLN |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Autokapital.Pl 2sp. z o.o. | $1,210,692.72 | autokapital.pl | ||
| Nord FinanceS.A. | $1,063,423.01 | nordfinance.com.pl | ||
| Newpoint Financesp. z o.o. + limited partnership | $893,373.62 | newpoint-finance.pl | ||
| Polsko-Amerykański Fundusz Pożyczkowy Inicjatyw Obywatelskichsp. z o.o. | $810,147.66 | pafpio.pl | ||
| Polska Platforma Kredytowasp. z o.o. | $772,475.67 | kredytmarket.com | ||
| Fair Finance24sp. z o.o. | $757,117.30 | fairfinance24.pl | ||
| Fundusz Ostojasp. z o.o. | $661,962.72 | funduszostoja.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Euros PsfS.A. | $571,416.35 | eurossa.pl | ||
| Kaszubski Fundusz PrzedsiębiorczościS.A. | $343,714.66 | kaszubski-fundusz.pl |
Change history
| Date | Event | |
|---|---|---|
| 2026-04-28 | Address change (Ul. Huberta 35, 40-543, Katowice → Ul. Rzepakowa 1d/1, 40-547, Katowice) | |
| 2022-07-12 | Address change (Ul. Piotrowicka 76, 40-724, Katowice → Ul. Huberta 35, 40-543, Katowice) | |
| 2021-07-26 | Name change (4deal → Business Funds) | |
| 2021-07-26 | PKD change (Removed: 66.1, 66.2, 82, 96; Added: 41.10.Z, 47.64.Z, 64.19.Z, 64.91.Z, 64.99.Z, 70.22.Z, 77.21.Z, 77.39.Z, 82.11.Z, 82.99.Z) | |
| 2016-06-22 | Address change (Mikołaja Kopernika 4/4, 40-064, Katowice → Ul. Piotrowicka 76, 40-724, Katowice) |
FAQ
Last updated: 2026-04-28