
Smart Finansesp. z o.o.
Other financial service activities, except insurance and pension funding not elsewhere
Overview
Smart Finanse is a credit advisory service that specializes in residential and mortgage loans in Zielona Góra, Sulechów, Babimost, and Kargowa. The company offers clients access to various financial institutions' loan options, providing guidance on mortgage terms and conditions without any hidden costs. Grzegorz Zarychta, the expert, assists clients in understanding their creditworthiness and finding suitable loan solutions.
Industry
Debt
6 closed proceedings recorded in KRZ history. Closed proceedings in history
| Registration date | Proceeding type | Status | |
|---|---|---|---|
| Dec 12, 2025 | Discontinued enforcement proceedings | Closed | |
| Dec 12, 2025 | Discontinued enforcement proceedings | Closed | |
| Dec 12, 2025 | Discontinued enforcement proceedings | Closed | |
| Dec 12, 2025 | Discontinued enforcement proceedings | Closed | |
| Aug 16, 2023 | Discontinued enforcement proceedings | Closed |
MSiG notices
| Publication date | Event | |
|---|---|---|
| Jul 31, 2025 | Dissolution without liquidation opened | |
| Jan 21, 2020 | Dissolution without liquidation opened |
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 86 | $1,161.53 | 86% | |
Others | 14 | $189.09 | 14% |
Manner of representation
The company may be represented by two members of the management board jointly, or by a member of the management board jointly with a commercial proxy. In the case of a one-person management board, the company is represented by the President of the Management Board.
Beneficial owners
No beneficial owners recorded for the company Smart Finanse.
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
REBUsp. z o.o. | 459.21 USD | 34% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Trust Financesp. z o.o. | $949,177.03 | trustfinance.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Certum Centrum Finansów Osobistychsp. z o.o. | $556,629.43 | certumcfo.pl | ||
| Nestor Kancelaria Finansowasp. z o.o. | $456,232.43 | kfnestor.pl | ||
| Berus Kredytysp. z o.o. | $412,300.71 | beruskredyty.pl | ||
| Finea Financesp. z o.o. | $161,638.45 | finea24.pl | ||
| Simply Saysp. z o.o. | $58,744.06 | simplysay.pl | ||
| NEW Alphasp. z o.o. | $56,597.89 | alphacredit.pl | ||
| Kapitalpartnersp. z o.o. | $24,304.69 | kapitalpartner.pl | ||
| Simple Financesp. z o.o. | $19,062.89 | simplefinance.pl |
Change history
| Date | Event | |
|---|---|---|
| 2017-08-28 | Address change (Przemysłowa 134, 08-500, Ryki → Ryki) | |
| 2013-10-16 | Address change (Zamkowa 32, 43-140, Lędziny → Przemysłowa 134, 08-500, Ryki) | |
| 2013-10-16 | Name change (Civitasbud → Smart Finanse) | |
| 2013-10-16 | PKD change (Removed: 38.21.Z, 38.22.Z, 38.31.Z, 39.00.Z, 41.10.Z, 41.20.Z, 42.11.Z, 42.12.Z, 42.13.Z, 42.21.Z, 42.22.Z, 42.91.Z, 42.99.Z, 43.11.Z, 43.12.Z, 43.13.Z, 43.21.Z, 43.22.Z, 43.29.Z, 43.31.Z, 43.32.Z, 43.33.Z, 43.34.Z, 43.39.Z, 43.91.Z, 43.99.Z, 46.13.Z, 46.14.Z, 46.63.Z, 46.73.Z, 46.76.Z, 46.77.Z, 71.11.Z, 71.12.Z, 71.20.B, 77.11.Z, 77.12.Z, 77.32.Z, 77.39.Z, 81.21.Z, 81.29.Z, 81.30.Z; Added: 64.19.Z, 64.99.Z, 66.19.Z) | |
| 2013-09-13 | Entered in the register |
FAQ
Last updated: 2026-04-27