What is the main business of Emtef?

The main business activity of Emtef focuses on other monetary intermediation.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on November 7, 2014.

Where is the headquarters located?

The headquarters is located at: Starościńska 128, 41-300 Dąbrowa Górnicza.

What is the share capital?

The share capital of the company is PLN 5,000 (approx. $1,351).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

What revenue was generated?

In 2025, the company generated total revenue of $238,998, representing an increase of 22.9% compared to 2024.

Yes, the company recorded a net profit of $2,433 in 2025, meaning the company decreased its profit by 92.1%.

Which cost dominates operating expenses?

The largest operating cost category falls under depreciation and amortization. This category amounted to $44,853 in 2025, representing 22% of all operating expenses.

Emtefsp. z o.o.

Other monetary intermediation

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2014-11-07

Share capital

5,000.00 PLN

Registered address

Starościńska 128, 41-300 Dąbrowa Górnicza, Poland

Electronic delivery address

AE:PL-35343-56161-RJDVD-19

Financials

Revenue history (in k)

Filing timeliness

3 of 6 financial statements were filed late (the longest delay 387 days for 2022). 2 of 6 audited by a statutory auditor.

202521/07/2026
202414/07/2025
202316/07/2024
202205/08/2024
202129/06/2022
202008/10/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 239.00kMedianUSD 283.18kAverageUSD 34.90m

Net profit

This companyUSD 2.43kMedianUSD 14.88kAverageUSD 6.70m

Operating costs

This companyUSD 203.97kMedianUSD 156.41kAverageUSD 19.31m

Assets

This companyUSD 92.74kMedianUSD 535.44kAverageUSD 471.18m

Industry

Authorized Representatives

Marcin Krzysztof Tórz – President of the Management Board

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Hanna Tórzage 71	3	$810.37	60%
Jerzy Tórzage 73	2	$540.25	40%

Hanna Tórz and Jerzy Tórz hold a combined 100% – the ownership structure indicates family control.

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2016-04-13.

mBank
61 1140 2004 0000 3102 8194 3102

Debt

No entries in the National Debtors Register (KRZ).

Public aid

Grant date	Purpose	Gross amount	Granting body
May 20, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$1,282$1,282	Prezydent Miasta Dąbrowa Górnicza

Competitors

Name	Revenue	Website
Grupa Kapitałowa Parkmar InkassoS.A.	$544,617.00	parkmar.com.pl
Pro-Banking Kancelaria Prawno-Finansowasp. z o.o.	$321,136.62	pro-banking.pl
Pro-Banking Sankcjesp. z o.o.	$202,964.37	pro-banking.pl
Solutum Nvsp. z o.o.	$102,804.66	solutum.com.pl
Consiliaris Rozwiązania Finansowesp. z o.o.	$46,540.24	consiliaris.com.pl
Kapitalpartnersp. z o.o.	$24,304.69	kapitalpartner.pl
Paymenticsp. z o.o.	$16,262.10	paymentic.com
Viritum 1sp. z o.o.	$7,733.71	viritum.com.pl
Aquarisp. z o.o.	$3,402.04	aquari.org
F4Bsp. z o.o.	$0.63	f4b.pl