Overview
Kredico2000 Sp. z o.o., based in Ostrołęka, offers installment loans and payday loans to individuals, available by bank transfer, at home or at a branch. The company also offers a language package with instructor-led courses and a medical services package providing consultations with specialists.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
12 public aid cases recorded, with a total value of $21,270.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 12, 2026 | Aid for microenterprises in the form of public interventions concerning electricity, gas or heat supplies | $9$9 | Energa - Obrót S.A. | |
| Jan 7, 2026 | Aid for microenterprises in the form of public interventions concerning electricity, gas or heat supplies | $18$18 | PGE Obrót S.A. | |
| May 26, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $1,554$1,554 | STAROSTA POWIATU WYSZKÓW |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Lending institution | Active | |
| KNF | Consumer credit intermediary | Active |
Authorized Representatives
Manner of representation
Each member of the management board is authorised to make declarations of will on behalf of the company independently.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Aneta Lubiak (40) | 10,000 | $135,062.13 | 50% |
Marek Lubiak (42) | 10,000 | $135,062.13 | 50% |
Aneta Lubiak and Marek Lubiak hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights | |
|---|---|---|
Aneta Lubiak (40)  | Shareholder of a limited liability company, 500000.0 PLN | |
Marek Lubiak (42) | Shareholder of a limited liability company, 500000.0 PLN |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Autokapital.Pl 2sp. z o.o. | $1,210,692.72 | autokapital.pl | ||
| Polska Platforma Kredytowasp. z o.o. | $772,475.67 | kredytmarket.com | ||
| Alpha Creditsp. z o.o. | $726,427.14 | alphacredit.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Certum Centrum Finansów Osobistychsp. z o.o. | $556,629.43 | certumcfo.pl | ||
| Odzyskaj Środkisp. z o.o. | $522,517.98 | odzyskajsrodki.pl | ||
| Credit Onesp. z o.o. | $463,129.62 | alphacredit.pl | ||
| Credit Omegasp. z o.o. | $452,391.10 | alphacredit.pl | ||
| Banking Retail System Leasingsp. z o.o. | $417,106.64 | brsonline.pl | ||
| Berus Kredytysp. z o.o. | $412,300.71 | beruskredyty.pl |
Change history
| Date | Event | |
|---|---|---|
| 2023-10-04 | Share capital change (200,000.00 PLN → 1,000,000.00 PLN) | |
| 2016-02-24 | Address change (Ul. Gen. Armii Aleksandra Gorbatowa 7b/10a, 07-410, Ostrołęka → Ul. Tadeusza Rejtana 1, 07-410, Ostrołęka) | |
| 2015-12-21 | Name change (Kredico 2000 → Kredico2000) | |
| 2015-12-02 | Share capital change (5,000.00 PLN → 200,000.00 PLN) | |
| 2015-03-02 | Entered in the register |
FAQ
Last updated: 2026-07-04