
Overview
mElements is a company from the mBank Group operating since 2017. It provides online payments through the Paynow gateway, PSD2 and open banking APIs, and B2B financing for e-commerce available via API. It serves online merchants and medium to large e-commerce businesses.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2015-12-16. Active
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Domestic payment institution | Active | ||
| Consumer credit intermediary | Active |
Authorized Representatives
Manner of representation
Two members of the management board acting jointly, a member of the management board acting jointly with a commercial proxy, or two commercial proxies acting jointly, are authorised to make declarations of will concerning the company's proprietary and non-proprietary rights and obligations and to sign on behalf of the company.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 19,700,000 | $5,321,447.87 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Jarosław Robert Stefański (40) | President of the management board |
Sebastian Sztajnert (43) | Management board member |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| PragmagoS.A. | $36,694,374.69 | pragmago.pl | |
| Krajowy Integrator PłatnościS.A. | $26,378,247.19 | tpay.com | |
| MbankS.A. | $22,569,311.90 | mbank.pl | |
| Mobilum Paysp. z o.o. | $21,368,215.01 | pay.mobilum.com | |
| EfaktorS.A. | $18,048,886.92 | efaktor.com.pl | |
| Group OneS.A. | $12,508,651.01 | groupone.pl | |
| CashbillS.A. | $7,871,346.69 | cashbill.pl | |
| LM PayS.A. | $7,041,862.81 | mediraty.pl | |
| PaytreeS.A. | $5,182,593.21 | paytree.pl | |
| SmeoS.A. | $2,530,346.36 | smeo.pl |
Change history
| Date | Event |
|---|---|
| 2024-03-18 | Share capital change (14,500,000.00 PLN → 19,700,000.00 PLN) |
| 2021-07-06 | Share capital change (7,500,000.00 PLN → 14,500,000.00 PLN) |
| 2021-06-07 | Address change (Ul. Senatorska 18, 00-950, Warszawa → Ul. Prosta 18, 00-850, Warszawa) |
| 2018-09-04 | Share capital change (1,250,000.00 PLN → 7,500,000.00 PLN) |
| 2018-09-04 | Name change (Falest Investments → Melements) |
FAQ
Last updated: 2026-07-16
