
Credit Spacesp. z o.o.
Other activities auxiliary to financial services, except insurance and pension funding
Overview
Credit Space helps users create a free ranking of mortgage offers and compare home loans, home construction loans, and refinancing options. It provides expert support and consultations online or in person, including for the Family Housing Loan.
Financials
Revenue history (in k)
Filing timeliness
2 of 6 financial statements were filed late (the longest delay 52 days for 2021).
- 202523/06/2026
- 202403/07/2025
- 202320/06/2024
- 202224/07/2023
- 202105/09/2022
- 202001/06/2021
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Offer
- Credit brokerage
- Mortgage loans
- Home loans
- Home construction loans
- Loan refinancing
- Credit consultations
- Loan rankings
Website technology
- Online shop
- WooCommerce
- Website
- WordPress
- Elementor
- Analytics and marketing
- Google Tag Manager
Trademarks
Credit Space holds 1 active trademark registered with the Polish Patent Office. 1 mark has expired or was not registered. The first mark was filed in 2024.
| Mark | Number | Classes | Status | Protected until | |
|---|---|---|---|---|---|
| credit space | Z.566150 | 36 | Protected | Feb 17, 2034 | |
| credit space(word) | Z.576835 | 36 | Refused | – |
| Mark | Protected until | |
|---|---|---|
| credit space | Feb 17, 2034 | |
| credit space(word) | – |
Authorized Representatives
Manner of representation
The following are authorised to submit declarations, dispose of rights and incur obligations on behalf of the company: a) in the case of a one-person management board–the President of the Management Board acting independently; b) in the case of a multi-member management board: (i) each member of the management board acting independently–in the case of acts resulting in the disposal of a right or the incurring of an obligation with a one-off value equal to or lower than 50,000.00 zł; (ii) two members of the management board, or a member of the management board acting jointly with a commercial proxy–in the case of acts resulting in the disposal of a right or the incurring of an obligation with a value exceeding 50,000.00 zł on a one-off basis.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Krzysztof Homziukage 43 | 33 | $445.71 | 33% |
Maciej Filip Homziukage 47 | 33 | $445.71 | 33% |
Paweł Kulikage 47 | 34 | $459.21 | 34% |
Krzysztof Homziuk and Maciej Filip Homziuk hold a combined 66% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Bank accounts
Registered as a VAT taxpayer on 2016-01-01.
07 1050 1575 1000 0090 3080 1469
95 1050 1575 1000 0090 3079 8624
Debt
No entries in the National Debtors Register (KRZ).
Public aid
4 public aid cases recorded, with a total value of $1,750.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Sep 20, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $124$124 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Jul 6, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | Prezydent Miasta Kraków | |
| May 30, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $200$200 | Prezes Zakładu Ubezpieczeń Społecznych |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Insurance agent of Towarzystwo Ubezpieczeń i Reasekuracji WARTA Spółka Akcyjna | Active | ||
| Insurance agent of Towarzystwo Ubezpieczeń na Życie WARTA Spółka Akcyjna | Active | ||
| Mortgage intermediary agent | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Lendi Caresp. z o.o. | $3,636,157.53 | lendi.pl | ||
| Banking Retail Systemsp. z o.o. | $3,058,638.33 | brsonline.pl | ||
| Finamaxsp. z o.o. | $2,140,619.73 | finamax.pl | ||
| Lender24sp. z o.o. | $1,636,800.65 | lender24.pl | ||
| Bookfinansesp. z o.o. | $953,825.27 | bookfinanse.pl | ||
| Hipoteczny.Expertsp. z o.o. | $863,327.87 | hipoteczny.expert | ||
| Loan Hubsp. z o.o. | $789,265.61 | loanhub.pl | ||
| Rebrokerssp. z o.o. | $743,226.14 | rebrokers.pl | ||
| Finanse dla Ciebiesp. z o.o. | $724,811.13 | splatachwilowek.pl | ||
| Intuumsp. z o.o. | $711,932.24 | intuum.pl |
Change history
| Date | Event | |
|---|---|---|
| 2018-03-27 | Address change (Ul. Oławska 17, 50-123, Wrocław → Ul. Arcybiskupa Zygmunta Szczęsnego Felińskiego 51, 31-236, Kraków) | |
| 2015-12-10 | Entered in the register |
FAQ
Last updated: 2026-06-23