Lotus Financesp. z o.o.
Other activities auxiliary to financial services, except insurance and pension funding
Overview
Lotus Finance advises individuals and businesses on obtaining loans and choosing financing offers. Its independent advisers have experience in banks and financial institutions and assist clients with the application process; the company also arranges financing for businesses across different industries.
Financials
Revenue history (in k)
Filing timeliness
No financial statement for 2025 – the filing deadline has passed. 5 of 6 financial statements were filed late (the longest delay 788 days for 2019).
- 2025not filed
- 202408/07/2025
- 202308/07/2025
- 202208/07/2025
- 202112/12/2022
- 202012/12/2022
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2024.
Results vs industry
Industry
Offer
- Financial advice
- Mortgage loans
- Personal loans
- Debt consolidation loans
Website technology
- Website
- Joomla
- Analytics and marketing
- Meta Pixel
Authorized Representatives
Manner of representation
In the case of a one-person management board, declarations on behalf of the company are made by the member of the management board. In the case of a multi-member management board, joint action by two members of the management board or by one member of the management board jointly with a commercial proxy is required to make declarations on behalf of the company.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Łukasz Robert Czarkowskiage 44 | 10 | $135.06 | 10% |
Marta Emilia Zakrzewska Czarkowskaage 43 | 90 | $1,215.56 | 90% |
Marta Emilia Zakrzewska Czarkowska and Łukasz Robert Czarkowski hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
6 public aid cases recorded, with a total value of $5,557.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Oct 20, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $1,012$1,012 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Feb 7, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $866$866 | Prezes Zakładu Ubezpieczeń Społecznych | |
| May 6, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | Starosta Powiatu Poznań |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Mortgage intermediary agent | Active | |
| KNF | Consumer credit intermediary | Active | |
| KNF | Payment service bureau | Inactive |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Unifisp. z o.o. | $276,123.30 | unifi.pl | ||
| Investleansp. z o.o. | $220,525.97 | investlean.pl | ||
| Bespoke Brokersp. z o.o. | $165,310.69 | bespokebroker.pl | ||
| ZW Finansesp. z o.o. | $163,324.69 | zwfinanse.pl | ||
| BE Financesp. z o.o. | $158,753.99 | befinance.pl | ||
| Financial Mattersp. z o.o. | $111,060.91 | financialmatter.com.pl | ||
| Fintopsp. z o.o. | $105,527.43 | fintop.pl | ||
| Budryk Finansesp. z o.o. | $92,205.66 | budrykfinanse.pl | ||
| Finansowy Nieporadniksp. z o.o. | $77,783.03 | finansowynieporadnik.pl | ||
| Welcomefinance.Plsp. z o.o. | $67,287.62 | welcomefinance.pl |
FAQ
Last updated: 2026-04-20