What is the main business of Pactum Windykacja?

The main business activity of Pactum Windykacja focuses on other financial service activities n.e.c..

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on August 10, 2017.

Where is the headquarters located?

The headquarters is located at: ul. Jana Iii Sobieskiego 1, 85-060 Bydgoszcz.

Who is on the management board?

The management board consists of: Ewa Wanda Kwiatkowska (Member of the Management Board) and Radomir Kwiatkowski (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 30,000 (approx. $8,104).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

How much revenue was generated?

The company reported a revenue of $17,530 in 2024, which is an increase of 48.0% compared to 2023.

No, the company recorded a net loss of $3,989 in 2024. For comparison, in 2023 the loss was $12,079, meaning the company reduced its loss by 68.6%.

What is the largest operating cost?

The largest operating cost category falls under external services. This category amounted to $10,453 in 2024, representing 49% of all operating expenses.

Pactum Windykacjasp. z o.o.

Other financial service activities, except insurance and pension funding not elsewhere

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2017-08-10

Share capital

30 000,00 PLN

Activity description

Pactum Windykacja helps recover outstanding payments. Contact by phone: 605 856 605.

Registered address

ul. Jana III Sobieskiego 1, 85-060 Bydgoszcz, Poland

Website

pactum-windykacja.pl

Phone

Financials

The financial statement for 2025 has not yet been filed with the Financial Document Repository (past deadline).

Revenue history (in k)

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2024.

Results vs industry

Revenue

This companyUSD 17.53kMedianUSD 64.25kAverageUSD 1.30m

Net profit

This companyUSD -3.99kMedianUSD 660.05AverageUSD 190.56k

Operating costs

This companyUSD 21.43kMedianUSD 34.98kAverageUSD 10.38m

Assets

This companyUSD 34.29kMedianUSD 172.67kAverageUSD 9.23m

Industry

Bank accounts

Registered as a VAT taxpayer on 2017-11-01. Active

mBank
98 1140 2004 0000 3002 7905 9742

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

Public aid

Grant date	Purpose	Gross amount	Granting body
Jun 8, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$1,282	PREZYDENT MIASTA BYDGOSZCZ

Tenders

No recorded participation in tenders.

Authorized Representatives

Ewa Wanda Kwiatkowska — Management Board Member

Radomir Kwiatkowski — President of the Management Board

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Ewa Wanda Kwiatkowska (67)	10	$810.37	10%
Radomir Kwiatkowski (39)	90	$7,293.35	90%

Radomir Kwiatkowski and Ewa Wanda Kwiatkowska hold a combined 100% – the ownership structure indicates family control.

Beneficial owners

Person	Rights
Radomir Kwiatkowski (39)	Shareholder of a limited liability company, 27000.0 PLN

Competitors

Name	Revenue	Website
Thronsp. z o.o.	$156,166.77	thron.pl
Wolf Inkasosp. z o.o.	$85,500.12	wolfinkaso.pl
Nomen Polskasp. z o.o.	$66,773.54	nomenpolska.pl
Projekt Wrocławsp. z o.o.	$66,143.23	prowroclaw.pl
Bankowe Centrum Windykacyjnesp. z o.o.	$28,704.83	bankowawindykacja.pl
Legal Debtsp. z o.o.	$25,763.34	legaldebt.pl
Pilum Prawo i Finanse - Kancelaria Prawniczasp. z o.o.	$15,359.65	pilum.pl
EBOFsp. z o.o.	$9,238.48	ebof.pl
Kancelaria Wojnarowskisp. z o.o.	$7,962.66	kancelariawojnarowski.pl

FAQ

Last updated: 2026-04-24