Overview
Efficenter is a debt collection company specializing in the recovery of loans, particularly focusing on mass debt collection of small amounts. They purchase receivables primarily from short-term loans and provide comprehensive management of these debts, including amicable and court collection processes. The company operates nationwide, adapting its methods to the specifics of each case to ensure effective debt recovery.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Was a VAT taxpayer from 2017-09-14 to 2026-03-31. Removed from VAT register
Reason for removal: Art. 96 ust. 6-8
Debt
0 closed proceedings recorded in KRZ history. Closed proceedings in history
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Authorized Representatives
Manner of representation
1. Independently – the President of the Management Board. 2. Independently – a commercial proxy (independent commercial procuration). 3. Jointly – two members of the management board, or a member of the management board acting jointly with a commercial proxy.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 10,000 | $270,124.26 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Katarzyna Lewandowska (45)  | 98% udziałów w spółce f.l.clover p.s.a., która posiada 100% udziałów w spółce efficenter sp. z o.o. |
Subsidiaries
| Name | Share value | Stake | |
|---|---|---|---|
CDR Investmentsp. z o.o. | 2,025,931.93 USD | 100% | |
Pretoriussp. z o.o. | 2,025,931.93 USD | 100% | |
OPTI Capitalsp. z o.o. | 7,712.05 USD | 14.275% |
Competitors
| Name | Revenue | Website | |
|---|---|---|---|
| Polska Sieć Windykacjisp. z o.o. + limited partnership | $5,740,234.59 | psw.com.pl | |
| SAFS.A. | $3,237,426.36 | saf.com.pl | |
| LifebeltS.A. | $1,306,902.03 | aforticollections.pl | |
| Hadyński Inkasosp. z o.o. | $1,155,478.62 | hadynski.pl | |
| Deltawise OüBranch (foreign co.) | $1,132,263.92 | deltawise.pl | |
| Soltumsp. z o.o. | $923,377.59 | soltum.pl | |
| Grupa Kapitałowa Południe-Zachódsp. z o.o. | $867,519.42 | pz.com.pl | |
| Kancelaria Prawna Pawłowski I Wspólnicysp. j. | $500,660.70 | kancelaria-pawlowski.pl | |
| AIF Kancelariasp. z o.o. | $449,369.88 | aif.com.pl |
Change history
| Date | Event |
|---|---|
| 2019-11-27 | Share capital change (200,000.00 PLN → 1,000,000.00 PLN) |
| 2019-09-18 | Share capital change (5,000.00 PLN → 200,000.00 PLN) |
| 2017-08-17 | Entered in the register |
FAQ
Last updated: 2026-05-25