Horizon Hbfsp. z o.o.
Other activities auxiliary to financial services, except insurance and pension funding
Overview
Horizon Hbf is a financial advisory firm that offers a range of services including home loans, consolidation loans, and investment financing for both individuals and businesses. They also provide insurance products such as life and health insurance, property insurance, and medical care plans. Additionally, they offer accounting services and financial planning to optimize tax and financial strategies.
Financials
Revenue history (in k)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2018-02-07. Active
58 1140 2004 0000 3302 7901 8896
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Vienna Life Towarzystwo Ubezpieczeń na Życie Spółka Akcyjna Vienna Insurance Group | Active | |
| KNF | Insurance agent of Towarzystwo Ubezpieczeń na Życie WARTA Spółka Akcyjna | Active | |
| KNF | Insurance agent of Powszechny Zakład Ubezpieczeń na Życie Spółka Akcyjna | Active |
Authorized Representatives
Manner of representation
Each member of the management board is authorised to make declarations of will on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Beata Czulak (45) | 10 | $135.06 | 10% |
Łukasz Czulak (43) | 90 | $1,215.56 | 90% |
Łukasz Czulak and Beata Czulak hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights | |
|---|---|---|
Beata Czulak (45)  | Shareholder of a limited liability company, 500.0 PLN | |
Łukasz Czulak (43) | Shareholder of a limited liability company, 4500.0 PLN |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Financial Housesp. z o.o. | $161,903.36 | financialhouse.pl | ||
| BE Financesp. z o.o. | $158,753.99 | befinance.pl | ||
| Focus Finansesp. z o.o. | $134,972.80 | focusfinanse.pl | ||
| Financial Expertsp. z o.o. | $120,391.01 | financial-expert.pl | ||
| Ekredytowisp. z o.o. | $118,526.48 | ekredytowi.pl | ||
| Horyzont Plussp. z o.o. | $113,151.57 | horyzontplus.pl | ||
| Financial Mattersp. z o.o. | $111,060.91 | financialmatter.com.pl | ||
| Budryk Finansesp. z o.o. | $92,205.66 | budrykfinanse.pl | ||
| BST Financesp. z o.o. | $69,683.54 | bstfinance.pl | ||
| HF Groupsp. z o.o. | $69,295.08 | lafinance.pl |
Change history
| Date | Event | |
|---|---|---|
| 2018-11-21 | PKD change (Added: 63.99.Z, 64.99.Z, 66.22.Z, 66.29.Z, 68.31.Z, 70.22.Z, 73.11.Z, 82.99.Z) | |
| 2018-01-18 | Entered in the register |
FAQ
Last updated: 2026-07-16