Overview
Status
Active
Registry date
2018-10-11
Share capital
5,000.00 PLN
Registered address
Blankowa 37/3, 58-316 Wałbrzych, Poland
Financials
Revenue history (in k)
Filing timeliness
2 of 6 financial statements were filed late (the longest delay 91 days for 2021).
- 202515/07/2026
- 202415/07/2025
- 202316/07/2024
- 202210/07/2023
- 202114/10/2022
- 202015/10/2021
Filed on timeDelayFiling deadline
Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Revenue
This companyUSD 11.85kMedianUSD 283.18kAverageUSD 34.90m
Net profit
This companyUSD 4.08kMedianUSD 14.88kAverageUSD 6.70m
Operating costs
This companyUSD 7.77kMedianUSD 156.41kAverageUSD 19.31m
Assets
This companyUSD 10.82kMedianUSD 535.44kAverageUSD 471.18m
Industry
Authorized Representatives
Adam Graczyk – President of the Management Board
Manner of representation
Each member of the management board is authorized to make declarations on behalf of the company independently.
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
Adam Graczykage 51 | 90 | $1,215.56 | 90% |
Katarzyna Agnieszka Graczykage 46 | 10 | $135.06 | 10% |
Adam Graczyk and Katarzyna Agnieszka Graczyk hold a combined 100% – the ownership structure indicates family control.
Beneficial owners
| Person | Rights |
|---|---|
Debt
No entries in the National Debtors Register (KRZ).
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| May 19, 2020 | Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts | $1,282$1,282 | STAROSTA POWIATU WAŁBRZYCH |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Consumer credit intermediary | Active |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Inkom Kredytsp. z o.o. | $707,436.19 | inkomsa.pl | ||
| World Finance Anna HassS.K.A. | $622,472.63 | worldfinance.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Startit Corporate Financesp. z o.o. | $4,374.38 | startitfin.pl | ||
| Ctfpaysp. z o.o. | $0.62 | ctfpay.io | ||
| Klik-24sp. z o.o. | $0.00 | klik-24.com | ||
| Credit Agricole Bank PolskaS.A. | – | credit-agricole.pl | ||
| Fintaxis Finanse Bartosz Palczewski Sebastian Maciuk Grzegorz Owczarzaksp. j. | – | fintaxis.pl | ||
| Fintaxissp. z o.o. | – | fintaxis.pl | ||
| Santander Consumer BankS.A. | – | santanderconsumer.pl |
FAQ
The main business activity of 4billion focuses on other monetary intermediation.
The company was registered in the Polish National Court Register (KRS) on October 11, 2018.
The headquarters is located at: Blankowa 37, 58-316 Wałbrzych.
The share capital of the company is PLN 5,000 (approx. $1,351).
The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.
In 2025, the company generated total revenue of $11,850, representing a decrease of 39.2% compared to 2024.
Yes, the company recorded a net profit of $4,075 in 2025, meaning the company decreased its profit by 41.5%.
The largest operating cost category falls under materials and energy. This category amounted to $4,668 in 2025, representing 60% of all operating expenses.
Last updated: 2026-10-07
