What is the main business of And - Life?

The main business activity of And - Life focuses on other monetary intermediation.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on December 11, 2018.

Where is the headquarters located?

The headquarters is located at: ul. Wojciecha Łochowskiego 4, 85-796 Bydgoszcz.

What is the share capital?

The share capital of the company is PLN 200,000 (approx. $54,025).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2023 to December 31, 2023.

What was the revenue?

In 2023, the company generated total revenue of $3,929, representing a decrease of 9.0% compared to 2022.

Is the company profitable?

No, the company recorded a net loss of $209 in 2023. For comparison, in 2022 the loss was $253, meaning the company reduced its loss by 21.9%.

What is the main operating cost?

The largest operating cost category falls under other operating costs. This category amounted to $3,192 in 2023, representing 77% of all operating expenses.

And - Lifesp. z o.o.

Other monetary intermediation

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2018-12-11

Share capital

200,000.00 PLN

Registered address

ul. Wojciecha Łochowskiego 4/41, 85-796 Bydgoszcz, Poland

Financials

Revenue history (in k)

Filing timeliness

No financial statement for 2025 – the filing deadline has passed. 1 of 6 financial statements was filed late (for 2024, 346 days late).

2025not filed
202426/06/2026
202327/05/2024
202229/06/2023
202120/06/2022
202009/06/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2024.

Results vs industry

Revenue

This companyUSD 3.24kMedianUSD 283.18kAverageUSD 34.90m

Net profit

This companyUSD -1.80kMedianUSD 14.88kAverageUSD 6.70m

Operating costs

This companyUSD 4.94kMedianUSD 156.41kAverageUSD 19.31m

Assets

This companyUSD 38.80kMedianUSD 535.44kAverageUSD 471.18m

Industry

Authorized Representatives

Andrzej Balcerzak – President of the Management Board

Manner of representation

In the case of a one-person as well as a multi-member management board, each member of the management board is authorized independently to make declarations on behalf of the company.

Ownership

Owner	Shares	Share value	Stake
Andrzej Balcerzakage 56	49	$52,944.35	98%
Others	1	$1,080.50	2%

Beneficial owners

Person	Rights

Debt

No entries in the National Debtors Register (KRZ).

MSiG notices

Publication date	Event
Apr 9, 2025	Liquidation opened

Public aid

4 public aid cases recorded, with a total value of $2,539.

Grant date	Purpose	Gross amount	Granting body
Jun 20, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$444$444	Prezes Zakładu Ubezpieczeń Społecznych
May 30, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$444$444	Prezes Zakładu Ubezpieczeń Społecznych
May 8, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	$1,282$1,282	PREZYDENT MIASTA BYDGOSZCZ

Competitors

Name	Revenue	Website
Superlexsp. z o.o.	$93,078.38	superlex.pl
HALA TechS.A.	$5,778.23	hala.finance
Startit Corporate Financesp. z o.o.	$4,374.38	startitfin.pl
Aquarisp. z o.o.	$3,402.04	aquari.org
Premium Park 30sp. z o.o.	$1,118.89	fortis.investments
Fundacja Sol Omnia RegitS.K.A.	$1,107.51	forska.pl
C.Ulrich Założone w 1805 Roku w WarszawieS.A.	$581.82	c.ulrich.pl
Capital Finance Groupsp. z o.o.	$373.32	capital-finance.pl
Billbook Polskasp. z o.o.	$324.14	billbook.com
Bank PocztowyS.A.	–	pocztowy.pl

Change history

Date	Event
2019-01-10	Share capital increase (5,000.00 PLN → 200,000.00 PLN)
2018-12-11	Entered in the register

FAQ

Last updated: 2026-07-15