What is the main business of ZR?

The main business activity of ZR focuses on other credit granting n.e.c..

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on September 2, 2019.

Where is the headquarters located?

The headquarters is located at: ul. Ostrowska 122, 63-700 Krotoszyn.

What is the share capital?

The share capital of the company is PLN 7,696,350 (approx. $2.1 million).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2025 to December 31, 2025.

How much revenue was generated?

The company reported a revenue of USD 287,548 in 2025, which is a decrease of 5.3% compared to 2024.

Yes, the company recorded a net profit of USD 61,283 in 2025, meaning the company decreased its profit by 23.1%.

What is the main operating cost?

The largest operating cost category falls under external services. This category amounted to USD 25,832 in 2025, representing 94% of all operating expenses.

ZRsp. z o.o.

Other credit granting n.e.c.

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2019-09-02

Share capital

7,696,350.00 PLN

Registered address

ul. Ostrowska 122, 63-700 Krotoszyn, Poland

Electronic delivery address

AE:PL-81893-90680-CTSVF-22

Financials

Revenue history (in k)

Filing timeliness

Financial statements were filed on time, on average 11 days early.

202503/07/2026
202402/07/2025
202326/06/2024
202203/07/2023
202108/07/2022
202011/10/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 287.55kMedianUSD 433.64kAverageUSD 23.09m

Net profit

This companyUSD 61.28kMedianUSD 36.83kAverageUSD 4.42m

Operating costs

This companyUSD 27.52kMedianUSD 61.89kAverageUSD 10.50m

Assets

This companyUSD 5.92mMedianUSD 2.82mAverageUSD 195.88m

Industry

Authorized Representatives

Agnieszka Urbaniak – Management Board Member

Nina Anna Wilkowska – Management Board Member

Manner of representation

1. In the case of a one-person management board, the member of the management board is entitled to make declarations of will on behalf of the company and to represent it in judicial and extrajudicial matters. 2. In the case of a multi-member management board, two members of the management board acting jointly, or a member of the management board acting jointly with a commercial proxy, are authorised to make declarations of will on behalf of the company and to represent it in judicial and extrajudicial matters.

Supervisory board

Tomasz Biernacki – Supervisory Board Member

Krzysztof Majewski – Supervisory Board Member

Maciej Polanowski – Supervisory Board Member

Ownership

Owner	Shares	Share value	Stake
BT Kapitał sp. z o.o.	153,907	$2,078,700.70	99.987%
Others	20	$270.12	0.013%

Beneficial owners

Person	Rights

Bank accounts

Registered as a VAT taxpayer on 2013-12-01.

Bank Millennium
59 1160 2202 0000 0005 2128 0749

Debt

No entries in the National Debtors Register (KRZ).

Public aid

Grant date	Purpose	Gross amount	Granting body
May 29, 2020	Aid compensating for the negative economic consequences of COVID-19, granted in limited amounts	––	Starosta Powiatu Krotoszyn

Competitors

Name	Revenue	Website
Regionalny Fundusz Rozwoju Województwa Łódzkiegosp. z o.o.	$1,301,310.53	rfrwl.pl
Nexyasp. z o.o.	$1,072,227.92	bkwadrat.com.pl
Credit Onesp. z o.o.	$463,129.62	alphacredit.pl
Credit Tresp. z o.o.	$149,399.57	alphacredit.pl
Madison Capitalsp. z o.o.	$81,451.05	madisoncapital.pl
FaktoroneS.A.	$38,422.90	faktorone.pl