What is the main business of Virgin Credit?

The main business activity of Virgin Credit focuses on other monetary intermediation.

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on February 4, 2020.

Where is the headquarters located?

The headquarters is located at: ul. Kazimierza Wielkiego 19-23, 50-077 Wrocław.

What is the share capital?

The share capital of the company is PLN 5,000 (approx. $1,351).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What was the revenue?

In 2024, the company generated total revenue of $259,781, representing an increase of 65.8% compared to 2023.

Yes, the company recorded a net profit of $797 in 2024, meaning the company decreased its profit by 74.0%.

What is the main operating cost?

The largest operating cost category falls under other operating costs. This category amounted to $258,882 in 2024, representing 100% of all operating expenses.

Virgin Creditsp. z o.o.

Other monetary intermediation

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2020-02-04

Share capital

5,000.00 PLN

Activity description

Virgin Credit provides insurance and bank guarantees, loans, and financing for installment sales. For over 25 years, it has supported Polish businesses by securing commercial transactions in Poland and abroad, including through tender, contract performance, and advance repayment guarantees.

Registered address

ul. Kazimierza Wielkiego 19-23, 50-077 Wrocław, Poland

Website

virgincredit.pl

Financials

Revenue history (in k)

Filing timeliness

No financial statement for 2025 – the filing deadline has passed.

2025not filed
202401/07/2025
202322/04/2024
202210/07/2023
202130/06/2022
202030/06/2021

Filed on timeDelayFiling deadline

Data and insights are generated automatically from financial statements – they may contain errors and are neither a credit assessment nor business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2024.

Results vs industry

Revenue

This companyUSD 259.78kMedianUSD 287.33kAverageUSD 34.92m

Net profit

This companyUSD 797.37MedianUSD 14.84kAverageUSD 6.70m

Operating costs

This companyUSD 258.88kMedianUSD 156.80kAverageUSD 19.32m

Assets

This companyUSD 1.15mMedianUSD 535.46kAverageUSD 471.55m

Industry

Offer

Insurance guarantees
Bank guarantees
Loans
Installment sales financing
Tender guarantees
Contract performance guarantees

Website technology

Website

Joomla

Ownership

Owner	Shares	Share value	Stake
Cccorp S.A.	23	$621.29	46%
Paweł Głuchowskiage 46	24	$648.30	48%
Others	3	$81.04	6%

Manner of representation

The company is represented by the President of the Management Board independently. The Vice-President of the Management Board is authorised to make decisions with a value exceeding PLN 100,000.00 jointly with the President of the Management Board.

Beneficial owners

Person	Rights

Debt

No entries in the National Debtors Register (KRZ).

Public aid

No public aid cases recorded in the last 10 years.

Competitors

Name	Revenue	Website
Prosp. z o.o.	$622,233.12	prodoradcy.pl
Social BankingS.A.	$608,929.07	socialbanking.pl
Social Bankingsp. z o.o.	$353,578.52	socialbanking.pl
Vimoni Smart Payment Servicessp. z o.o.	$332,003.03	vimoni.pl
Polskie Pożyczki Prywatnesp. z o.o.	$310,401.51	pozyczkiprywatne.org
WEC Financialsp. z o.o.	$286,999.14	wecfinancial.pl
Smartvestsp. z o.o.	$270,999.35	smartvest.pl
Money Runsp. z o.o.	$220,836.20	moneyrun.pl
Bankussp. z o.o.	$169,987.69	lombard24.com.pl
Getrucksp. z o.o.	$146,013.49	getruck.eu

Change history

Date	Event
2021-02-17	Address change (Ul. Powstańców Śląskich 206/4, 53-140, Wrocław → Ul. Kazimierza Wielkiego 19-23, 50-077, Wrocław)
2020-02-04	Entered in the register

FAQ

Last updated: 2026-04-17